lumina homes reservation – Jellybeans in the City

5 surprising ways owning a home improves your quality of life

Owning a home is a dream come true for many people. It provides a sense of accomplishment, financial stability, and the freedom to create a space that is uniquely yours. But beyond these tangible benefits, owning a home can also have a profound impact on your overall quality of life. From improved health and well-being to a stronger sense of community, owning a home offers a wide range of benefits that can enhance your overall happiness and satisfaction.

Let’s explore some of the ways in which owning a home can improve your overall quality of life. Whether you’re a first-time homebuyer or a seasoned homeowner, these insights can help you appreciate the many benefits of homeownership and make the most of your investment.

So, if you’re ready to discover how owning a home can improve your overall quality of life, keep reading. From financial stability to personal fulfillment, community connection to improved health, and flexibility, owning a home offers a wide range of advantages that can make a positive impact on your life in countless ways. Let’s dive in and explore some of the most significant ways that owning a home can benefit you and your family.

Financial Stability. One of the most significant benefits of owning a home is financial stability. Unlike renting, owning a home provides you with an asset that can appreciate over time, providing long-term financial security. Additionally, owning a home can also provide you with tax benefits, including deductions for mortgage interest and property taxes.
Personal Fulfillment. Owning a home can also provide a sense of personal fulfillment and accomplishment. There is something special about having a place to call your own and creating a space that reflects your personality and style. Whether it’s choosing paint colors, decorating the yard, or making home improvements, owning a home provides a sense of pride and satisfaction that can be deeply fulfilling.
Community Connection. When you own a home, you become a part of a community. This can be especially beneficial for families with children, as it provides opportunities for socialization, education, and community involvement. Additionally, owning a home can also provide a sense of stability and belonging, which can be essential for mental health and overall well-being.
Improved Health. Owning a home can also have a positive impact on your physical health. For example, having a backyard can provide opportunities for exercise, gardening, and outdoor activities that can improve your overall health and well-being. Additionally, owning a home can also reduce stress and improve mental health by providing a sense of security and stability.
Flexibility. Finally, owning a home provides you with the flexibility to customize your space to fit your needs and lifestyle. Whether it’s adding a home office, creating a nursery, or building a backyard oasis, owning a home provides the freedom and flexibility to create a space that is uniquely yours.

Owning a home can have a profound impact on your overall quality of life. From financial stability and personal fulfillment to improved health, community connection, and flexibility, owning a home offers a wide range of benefits that can enhance your happiness and well-being. As you consider your options for homeownership, it’s essential to weigh the many advantages against any potential challenges or drawbacks.

Whether you’re a first-time homebuyer or a seasoned homeowner, there’s no denying the many benefits of owning a home. By carefully considering your options, choosing a home that meets your needs and lifestyle, and taking advantage of the many resources available to homeowners, you can enjoy a fulfilling and rewarding homeownership experience that will improve your overall quality of life for years to come.

So why not make the move to acquire your dream home in a Lumina Homes community?

Whether you’re in Luzon, Visayas or Mindanao, there’s a Lumina Homes community waiting for you. The projects are available in over 50 key cities and municipalities in the Philippines, such as Rizal, Bulacan, Bataan, Zambales, Nueva Ecija, Tarlac, La Union, Cagayan, Cavite, Batangas, Laguna, Quezon, Albay, Sorsogon, Iloilo, Cebu, Negros Occidental, Agusan del Norte, Zamboanga del Sur, Bukidnon, Misamis Occidental, and Davao del Norte.

Getting your own Lumina dream home is made even easier, thanks to various financing options, such as:

Pag-Ibig Financing which offers the lowest possible interest rate with a 14-month downpayment term and a 30-year maximum loan term
Bank Financing which has faster loan processing with a 16-month downpayment term and a 20-year maximum loan term
Deferred Financing which involves straight payment of total contract price over 24 month at 0% interest
Spot Cash which involves full payment of total contract price applying a 6% discount if made within 30 days from payment of reservation fee, 8% if made within the reservation month, and 10% if made within 10 days of reservation date

Here’s how to get Php500 off when reserve your own Lumina home online:

Visit Lumina Homes’ website.
Click “E-Services” and “Reserve Online” then fill out your details.
Fill out the project name, phase, block and lot of your preferred Lumina project.
Proceed to payment and use my code JLBLMN500. Payments via GCash or debit/credit cards are accepted.

Prima Casa Land & Houses, Inc., known through its “LUMINA” brand, has evolved to be the practical choice of everyone in realizing their dream of home ownership. Lumina is the leading mass housing developer in the country with its roster of value-priced homes in affordable and self-sustaining communities.

For more information and announcements, follow @luminahomesofficial on Facebook or visit Lumina Homes’ official website at www.lumina.com.ph.

Images provided by Lumina Homes.

5 signs it’s time to consider buying your own home

For most of us, home ownership is a major milestone.

It is not just the hallmark of the ability to make a significant long-term financial commitment, it is also the start of putting down roots. It involves creating a home and establishing your presence in a community for a long period of time, perhaps even permanently. When you own a home, your family has a place to grow up in, and you have a legacy to pass on to your children.

Home ownership also demands some sacrifice: aside from the major financial investment involved, you also need to maintain the home, keeping it clean and in good condition and ensuring that its facilities – from its furnishings and appliances to its fixtures – are working well.

With all of these important considerations, how can you know if you’re ready to own a home?

Here are some signs:

You have a stable income. Paying off your home mortgage will take a significant portion of your budget over many years. You need to be able to count on a steady job or other revenue streams such as investments or side hustles to afford your monthly mortgage payments.
You have saved – a lot! – for a rainy day. Should an emergency occur while you are making those monthly house payments, you need to be able to handle both without putting yourself in a sticky financial predicament. A good rule of thumb is to have money equivalent to six months of your monthly house payments set aside as savings prior to signing the deed.

You have good credit. How you handle small debts – such as credit card payments – can be a strong indicator of how you will handle major financial responsibilities such as house payments.
You are comfortable with managing and maintaining a home. Aside from making your monthly payments, home ownership also comes with many responsibilities such as maintaining the property, making repairs and remodeling when needed.
Your life is aligned with home ownership. If you are at a time when you want more space to raise a family, pursue hobbies and interests, or to put down roots in an area you love, then it may be time to set up a home of your own.

So if you think you’re ready to dive into home ownership, be sure to check out your nearest Lumina Homes project!

These projects are available in over 50 key cities and municipalities in the Philippines such as in Rizal, Bulacan, Laguna, Isabela, Bataan, Zambales, Nueva Ecija, Tarlac, Pangasinan, La Union, Cagayan, Isabela, Cavite, Batangas, Laguna, Quezon, Albay, Sorsogon, Iloilo, Cebu, Negros Occidental, Agusan del Norte, Zamboanga del Sur, Bukidnon, Misamis Occidental, South Cotabato and Davao del Norte.

Each is strategically located close to major thoroughfares, transport hubs, schools, hospitals, and business and leisure centers.

Inside these communities are well-designed and constructed house models for one that will suit your needs from single-story starter home rowhouses to two-storey townhomes and detached units, all built with living and dining areas, provision for bedrooms, service areas, as well as toilet and bath.

Aside from having an affordable yet comfortable abode, living at a Lumina Homes community also affords you with amenities that are conducive to enjoyable times spent out of doors.

These include a basketball court, children’s playground, function hall, and mini gardens enclosed in a perimeter fence with 24/7 security, plus free shuttle service to and from town.

Getting your own Lumina dream home is made even easier, thanks to various financing options, such as:

Pag-Ibig Financing which offers the lowest possible interest rate with a 14-month downpayment term and a 30-year maximum loan term
Bank Financing which has faster loan processing with a 16-month downpayment term and a 20-year maximum loan term
Deferred Financing which involves straight payment of total contract price over 24 month at 0% interest
Spot Cash which involves full payment of total contract price applying a 6% discount if made within 30 days from payment of reservation fee, 8% if made within the reservation month, and 10% if made within 10 days of reservation date

Here’s how to get Php500 off when reserve your own Lumina home online:

Visit Lumina Homes’ website.
Click “E-Services” and “Reserve Online” then fill out your details.
Fill out the project name, phase, block and lot of your preferred Lumina project.
Proceed to payment and use my code JLBLMN500. Payments via GCash or debit/credit cards are accepted.

For more information and announcements, follow @luminahomesofficial on Facebook or visit Lumina Homes’ official website at www.lumina.com.ph.

#HomeForTheHolidays: 5 reasons home-buying during the holidays might work best for you

The holiday season is a time of joy, celebration, and togetherness with family and friends. It is also a time when many people dream of having their own home to host holiday gatherings and create lasting memories. If you are currently renting or living with family or friends, now is the perfect time to consider the benefits of owning your own home in time for the holidays.

Here are some reasons why it’s best to have your own home in time for the holidays:

Host the perfect holiday gathering. When you own your own home, you have the freedom to host holiday gatherings and create the perfect atmosphere for your loved ones. Whether you want to decorate your own space, cook your favorite holiday meals, or simply enjoy the warmth of your own fireplace, having your own home provides the perfect backdrop for creating holiday memories.

Enjoy your own traditions. When you own your own home, you can start your own holiday traditions and create special memories with your family and friends. Whether it’s hanging stockings by the fireplace, baking holiday cookies, or singing carols around the piano, owning your own home provides the perfect opportunity to create new traditions that can last a lifetime.
A sense of pride and accomplishment. Owning your own home is a major accomplishment that provides a sense of pride and accomplishment that can be especially meaningful during the holiday season. Knowing that you have a place of your own to call home can bring a sense of comfort and stability that is essential during the often-stressful holiday season.

A perfect gift for your family. If you have a family, owning your own home can be the perfect holiday gift for them. Having a place to call home provides a sense of security and stability that can be especially important during the holiday season. Additionally, owning your own home can be a smart investment that can provide long-term financial benefits for your family.
Freedom and flexibility. When you own your own home, you have the freedom to decorate and personalize your space however you want. This can be especially meaningful during the holidays when you want to create a warm and welcoming atmosphere for your family and friends. Additionally, owning your own home provides flexibility in terms of scheduling and planning holiday events. You don’t have to worry about rental restrictions or the availability of a space because you have your own home to host events. This can make it easier to plan events on your own schedule and ensure that your holiday plans are not disrupted by external factors.

Owning your own home can provide a number of benefits that are especially valuable during the holiday season. From hosting the perfect holiday gathering to enjoying your own traditions, owning your own home can provide a sense of pride, accomplishment, and stability that can be especially meaningful during this special time of year. If you are considering purchasing a home, now is the perfect time to start the process so you can enjoy the benefits of homeownership in time for the holidays.

So why not make the move to acquire your dream home in a Lumina Homes community?

Getting your own Lumina dream home is made even easier, thanks to various financing options, such as:

Pag-Ibig Financing which offers the lowest possible interest rate with a 14-month downpayment term and a 30-year maximum loan term
Bank Financing which has faster loan processing with a 16-month downpayment term and a 20-year maximum loan term
Deferred Financing which involves straight payment of total contract price over 24 month at 0% interest
Spot Cash which involves full payment of total contract price applying a 6% discount if made within 30 days from payment of reservation fee, 8% if made within the reservation month, and 10% if made within 10 days of reservation date

Here’s how to get Php500 off when reserve your own Lumina home online:

Visit Lumina Homes’ website.
Click “E-Services” and “Reserve Online” then fill out your details.
Fill out the project name, phase, block and lot of your preferred Lumina project.
Proceed to payment and use my code JLBLMN500. Payments via GCash or debit/credit cards are accepted.

For more information and announcements, follow @luminahomesofficial on Facebook or visit Lumina Homes’ official website at www.lumina.com.ph.

Images provided by Lumina Homes.