5 signs it’s time to consider buying your own home

For most of us, home ownership is a major milestone.

It is not just the hallmark of the ability to make a significant long-term financial commitment, it is also the start of putting down roots. It involves creating a home and establishing your presence in a community for a long period of time, perhaps even permanently. When you own a home, your family has a place to grow up in, and you have a legacy to pass on to your children.

Home ownership also demands some sacrifice: aside from the major financial investment involved, you also need to maintain the home, keeping it clean and in good condition and ensuring that its facilities – from its furnishings and appliances to its fixtures – are working well.

Lumina Homes

With all of these important considerations, how can you know if you’re ready to own a home?

Here are some signs:

  • You have a stable income. Paying off your home mortgage will take a significant portion of your budget over many years. You need to be able to count on a steady job or other revenue streams such as investments or side hustles to afford your monthly mortgage payments.
  • You have saved – a lot! – for a rainy day. Should an emergency occur while you are making those monthly house payments, you need to be able to handle both without putting yourself in a sticky financial predicament. A good rule of thumb is to have money equivalent to six months of your monthly house payments set aside as savings prior to signing the deed.
Lumina Homes
  • You have good credit. How you handle small debts – such as credit card payments – can be a strong indicator of how you will handle major financial responsibilities such as house payments.
  • You are comfortable with managing and maintaining a home. Aside from making your monthly payments, home ownership also comes with many responsibilities such as maintaining the property, making repairs and remodeling when needed.
  • Your life is aligned with home ownership. If you are at a time when you want more space to raise a family, pursue hobbies and interests, or to put down roots in an area you love, then it may be time to set up a home of your own.
Lumina Homes

So if you think you’re ready to dive into home ownership, be sure to check out your nearest Lumina Homes project!

These projects are available in over 50 key cities and municipalities in the Philippines such as in Rizal, Bulacan, Laguna, Isabela, Bataan, Zambales, Nueva Ecija, Tarlac, Pangasinan, La Union, Cagayan, Isabela, Cavite, Batangas, Laguna, Quezon, Albay, Sorsogon, Iloilo, Cebu, Negros Occidental, Agusan del Norte, Zamboanga del Sur, Bukidnon, Misamis Occidental, South Cotabato and Davao del Norte.

Each is strategically located close to major thoroughfares, transport hubs, schools, hospitals, and business and leisure centers.

Inside these communities are well-designed and constructed house models for one that will suit your needs from single-story starter home rowhouses to two-storey townhomes and detached units, all built with living and dining areas, provision for bedrooms, service areas, as well as toilet and bath.

Aside from having an affordable yet comfortable abode, living at a Lumina Homes community also affords you with amenities that are conducive to enjoyable times spent out of doors.

These include a basketball court, children’s playground, function hall, and mini gardens enclosed in a perimeter fence with 24/7 security, plus free shuttle service to and from town.

Lumina Rosario

Getting your own Lumina dream home is made even easier, thanks to various financing options, such as:

  • Pag-Ibig Financing which offers the lowest possible interest rate with a 14-month downpayment term and a 30-year maximum loan term
  • Bank Financing which has faster loan processing with a 16-month downpayment term and a 20-year maximum loan term
  • Deferred Financing which involves straight payment of total contract price over 24 month at 0% interest
  • Spot Cash which involves full payment of total contract price applying a 6% discount if made within 30 days from payment of reservation fee, 8% if made within the reservation month, and 10% if made within 10 days of reservation date
Lumina Homes

Here’s how to get Php500 off when reserve your own Lumina home online:

  1. Visit Lumina Homes’ website.
  2. Click “E-Services” and “Reserve Online” then fill out your details.
  3. Fill out the project name, phase, block and lot of your preferred Lumina project.
  4. Proceed to payment and use my code JLBLMN500. Payments via GCash or debit/credit cards are accepted.

Prima Casa Land & Houses, Inc., known through its “LUMINA” brand, has evolved to be the practical choice of everyone in realizing their dream of home ownership. Lumina is the leading mass housing developer in the country with its roster of value-priced homes in affordable and self-sustaining communities.

For more information and announcements, follow @luminahomesofficial on Facebook or visit Lumina Homes’ official website at www.lumina.com.ph.

Sustainability redefined with Vine Residences, SMDC’s master-planned development in Novaliches

Sustainability has taken a whole new shape in today’s world. The recent health crisis has put health, safety, and well-being in the center of the discussion, and climate change has placed disaster risk reduction and resilience front and center.

SM Development Corporation (SMDC), “Developer of the Year” at the DOT Property Philippines Awards 2022, remains resolute in building sustainable communities across the country that address the safety, security, and evolving needs of Filipino homebuyers.

Vine Residences - Central Park_Night shot
A sprawling oasis in the heart of the city, Vine Residences demonstrates SMDC’s unique ability to create holistic ecosystems of sustainable communities. The development sits right within the SM City Novaliches complex, offering a premium integrated lifestyle.

It’s more than just being green

Now more than ever, developers are being assessed against Environmental, Social, and Governance (ESG) standards — how they’re able to provide safe and secure environments, improve health, well-being, and overall quality of life, all while addressing the environmental impacts of real estate development.

One of the master-planned communities that encapsulates this trifecta is SMDC’s Vine Residences. This gated vertical community has dedicated 52 percent of its total land area to open spaces, which has rightfully earned Vine Residences the title, “Best Landscape Architectural Design,” from PropertyGuru Philippines in 2021. Its expansive amenity area brings the joys of the outdoors right to your very own backyard.

A slew of resort-style amenities await residents at the Central Park — intricately-designed swimming pools, an engaging children’s play zone, and lush sunken gardens that flaunt an exquisite use of space and foliage. If adventure is what you’re after, discover the beauty of nature at the Camp Hill Site. Go searching for treasure as you trek along the Eco Trail, or enjoy a competitive game of basketball or volleyball at the covered court.

What truly rounds up SMDC’s commitment to sustainability, however, are their upgrades or practices that, all in all, enhance each development’s resilience and overall efficiency while promoting environmental stewardship. For instance, Vine Residences has been raised from the ground by approximately three meters, not only to preserve the trees and vegetation in the area, but also to strengthen the community’s defense against flooding. It’s also equipped with a detention tank that controls and mitigates water discharge in cases of heavy rains. A rainwater collection system, on the other hand, enables rainwater to be recycled and used to water its landscape.

Vine Residences - Vine Nature Park_Night Shot
Sustainability is ingrained in each SMDC community. With its Nature Park, Vine Residences, a ready-for-occupancy (RFO) development, promotes green and healthy living in all aspects.

Couple these with the way the hotel-like lobbies and right-sized units at Vine Residences are designed to maximize the use of natural light and ventilation, and the walkability that a home right within the SM City Novaliches complex provides, and you are granted a sustainable lifestyle in a disaster-resilient property.

Novaliches as a hyper-connected economic corridor

Shaping today’s property sector along with sustainability is infrastructure. Given real estate’s confounding implications on both the economy and the environment, these two go hand in hand in uplifting quality of life — sustainability practices future-proofing homes and prioritizing health and wellness, and infrastructure developments triggering economic opportunities and paving the way for hyper-connectedness inter- and intra-cities.

Novaliches, in particular, is in a particularly exciting position when it comes to reaping the benefits of sustainable infrastructure. The soon-to-be-completed MRT Line 7 will connect the area to the planned North Triangle Common Station, where transfers can be made to other train lines. The west of the metro will soon be easily reachable via LRT Line 1, and the MRT Line 3, together with the future Mega Manila Subway, will enable ease of travel down south.

This not only signifies utmost convenience in getting in and around Metro Manila. It also solidifies Novaliches as a key economic corridor, and marks it as a real estate investment hotbed to look out for.

Real estate as the golden ticket to sustainable investments

When it comes to sustainable investments, financial experts agree that real estate is the safest, most practical choice. Real estate assets are not only income-generating, but inflation-hedging as well. 

It is a must-have in one’s investment portfolio, primarily because real estate is bound to appreciate in value over time. It stays ahead of inflation, protecting your hard-earned money and even growing it in leaps and bounds in a 10 to 20-year horizon. For immediate yet steady returns, you can always choose to rent out your unit.

Vine Residences - Lobby
As part of their continued push towards making the luxurious attainable, SMDC curates an affluent lifestyle for their residents. Opulently-designed lobbies and a dedicated front desk team not only make sure you get treated to a VIP experience every day, but are given more time and energy for the things that truly matter.

The secret lies in choosing the right developer. SMDC’s distinct formula of sustainable developments in progressive locations has, time and time, proven itself rewarding for both end-users and investors. Add to that the integrated mall lifestyle they’ve pioneered, and the human-centric approach to property management and leasing services they carry.

Steadfast in building an affluent nation of homeowners, the trailblazing developer has recently launched their Move In Now Campaign, which essentially enables more Filipinos to own and immediately move into luxurious and masterfully-designed, sustainable homes. The program allows prospective buyers to enjoy as much as 10 percent discount upon reservation on select SMDC RFO developments nationwide. It also lets them in on the opportunity to move in right away with a five percent spot cash  payment. On top of that, SMDC gives prospective buyers a housewarming present with a premium furniture item from Our Home.

More than just an after-thought, sustainable homes are a necessity, and they are now made attainable to many, thanks to SMDC. Start living sustainably and holistically with SMDC, and move in now to Vine Residences.

To know more about the promotions you can avail of under the Move In Now Campaign, follow SMDC on Facebook, Instagram, YouTube, Twitter, and Tiktok, or visit the SMDC website.

Details and images provided in a recent press release.

Reserving your Lumina home this week? Enjoy a 50% discount at Shopee!

Gone are the days when people believe August as a ghost month. And for Lumina Homes, August means celebrating its anniversary with its growing number of homeowners. You can say that it also marks the start of its long Christmas giveaways, beginning with this awesome 50% reservation discount during Shopee 8.8!

2022 AUGUST Lumina 1800x1080

Here’s the step-by-step guide to claim your discounted e-voucher:

  • Proceed to Lumina Homes Shopee Mall store at www.shopee.ph/luminahomesofficial;
  • Browse through the available or featured home reservation e-vouchers;
  • Read the e-voucher description and chat with the seller to inquire about Lumina Homes projects location where you can use the e-voucher;
  • Choose your preferred e-voucher and click “Buy Now” or “Add to Cart” and pay for the e-voucher through Shopee Pay, GCash, or credit card.
  • The Lumina Homes Expert will receive a notification of the sale, then he/she will contact you to schedule an online appointment for marketing briefing and completion of documents.

Times are changing, and the ease of reserving your new home only gets more and more appealing, at least when you’re dealing with Lumina Homes. 

Choose your preferred location, whether you’re in Luzon, Visayas or Mindanao. The projects are available in over 50 key cities and municipalities in the Philippines, such as Rizal, Bulacan, Bataan, Zambales, Nueva Ecija, Tarlac, Pangasinan, La Union, Cagayan, Cavite, Batangas, Laguna, Quezon, Albay, Sorsogon, Iloilo, Cebu, Negros Occidental, Agusan del Norte, Zamboanga del Sur, Bukidnon, Misamis Occidental, and Davao del Norte.

Is stepping into your home your 2022 Christmas wish? This Lumina Homes x Shopee 8.8 could be your sign to fulfill that goal and more! With Lumina Homes’ beautiful houses and modern community centers, right away you’ll definitely feel that you belong.

DTI Fair Trade Permit No. FTEB-147555 Series of 2022

Here’s how to get Php500 off when reserve your own Lumina home online:

  1. Visit Lumina Homes’ website.
  2. Click “E-Services” and “Reserve Online” then fill out your details.
  3. Fill out the project name, phase, block and lot of your preferred Lumina project.
  4. Proceed to payment and use my code JLBLMN500. Payments via GCash or debit/credit cards are accepted.

For more information and announcements, follow @luminahomesofficial on Facebook or visit Lumina Homes’ official website at www.lumina.com.ph.

Discover the joys of home ownership with Lumina Homes during the Shopee 7.7 Mid-year Sale

With all your other expenses and payables, you might be putting your dreams of having your own home on hold.

While that is a valid decision, you might be missing out on some of the benefits of home ownership, such as:

  • Establishing equity. As you continue to pay your mortgage, the value of your home increases.
  • Greater control over expenses. You might be right in believing that your house amortization will eat a huge chunk from your monthly budget. However, this amount is fixed (unless you choose to change it) and has a finite period to pay. That means you can plan for your expenses. Plus, it also builds your fiscal discipline by accustoming you to setting aside a large part of your income for your house payments. In contrast, paying rent never ends and is also subject to price increases depending on your landlord.
  • Strengthening your credit. Demonstrating how you are able to fulfill your monthly payments helps strengthen your credit over time, making it easier for you to get financing for other items in the future such as a car loan or business loan.
Lumina Polomolok
Lumina Polomolok

And thanks to Lumina Homes, affordable houses and lots for your dream home are within easy reach!

Can’t decide among Lumina Homes’ Adriana, Angeli, and the other beautiful houses? Maybe this extended 10% discount on reservation fee this July will help make up your mind! 

angeli single firewall 1
Angeli Single Firewall
Lumina Homes
Adriana Townhouse

Save up to P1,500 when you reserve your Lumina Home house and lot unit via Shopee 7.7 Mid-year Sale from July 1 to 9.

Here’s the step-by-step guide to claim you discounted e-voucher:

  • Proceed to Lumina Homes Shopee Mall store at www.shopee.ph/luminahomesofficial
  • Browse through the available or featured home reservation e-vouchers
  • Read the e-voucher description and chat with the seller to inquire about Lumina Homes projects location where you can use the e-voucher
  • Choose your preferred e-voucher and click “Buy Now” or “Add to Cart” and pay for the e-voucher through Shopee Pay, GCash, or credit card.
  • The Lumina Homes Expert will receive a notification of the sale, then he/she will contact you to schedule an online appointment for marketing briefing and completion of documents.
Lumina Homes
Lumina Homes

Whether you’re in Luzon, Visayas or Mindanao, there’s a Lumina Homes community waiting for you. The projects are available in over 50 key cities and municipalities in the Philippines, such as Rizal, Bulacan, Bataan, Zambales, Nueva Ecija, Tarlac, La Union, Cagayan, Cavite, Batangas, Laguna, Quezon, Albay, Sorsogon, Iloilo, Cebu, Negros Occidental, Agusan del Norte, Zamboanga del Sur, Bukidnon, Misamis Occidental, and Davao del Norte.

DTI Fair Trade Permit No. FTEB-145712 Series of 2022

Here’s how to get Php500 off when reserve your own Lumina home online:

  1. Visit Lumina Homes’ website.
  2. Click “E-Services” and “Reserve Online” then fill out your details.
  3. Fill out the project name, phase, block and lot of your preferred Lumina project.
  4. Proceed to payment and use my code JLBLMN500. Payments via GCash or debit/credit cards are accepted.

For more information and announcements, follow @luminahomesofficial on Facebook or visit Lumina Homes’ official website at www.lumina.com.ph.

Lumina Homes showers 10% reservation discount at Shopee 6.6

It’s halfway through the year and Lumina’s promos are getting better for online shoppers! Missed the 5% discount last Shopee 5.5? Fret not because Lumina Homes is doubling the fun with 10% off your reservation free via Shopee from June 1 to June 8.

Grab this promo price using this link: http://www.shopee.ph/luminahomesofficial, and choose from the following Lumina Homes house models exclusively available at the Shopee 6.6 Promo:

Lumina Shopee 6.6

Here’s the step-by-step guide to claim you discounted e-voucher:

  • Proceed to Lumina Homes Shopee Mall store at www.shopee.ph/luminahomesofficial.
  • Browse through the available or featured home reservation e-vouchers
  • Read the e-voucher description and chat with the seller to inquire about Lumina Homes projects location where you can use the e-voucher
  • Choose your preferred e-voucher and click “Buy Now” or “Add to Cart” and pay for the e- voucher through Shopee Pay, GCash, or credit card.
  • The Lumina Homes Expert will receive a notification of the sale, then he/she will contact you to schedule an online appointment for marketing briefing and completion of documents.

This exclusive discount only runs until June 8 so decide on your dream house now and don’t forget to claim your discount voucher!

LUMINA HOMES X SHOPEE 6.6 PROMO
DTI Fair Trade Permit No. FTEB-143933 Series of 2022.

Lumina Polomolok
Lumina Polomolok

Lumina Homes is available in over 50 key cities and municipalities in the Philippines, such as Rizal, Bulacan, Bataan, Zambales, Nueva Ecija, Tarlac, Pangasinan, La Union, Cagayan, Isabela, Cavite, Batangas, Laguna, Quezon, Albay, Sorsogon, Iloilo, Cebu, Negros Occidental, Agusan del Norte, Zamboanga del Sur, Bukidnon, Misamis Occidental, and Davao del Norte.

Lumina Homes
Lumina Homes

Here’s how to get Php500 off when reserve your own Lumina home online:

  1. Visit Lumina Homes’ website.
  2. Click “E-Services” and “Reserve Online” then fill out your details.
  3. Fill out the project name, phase, block and lot of your preferred Lumina project.
  4. Proceed to payment and use my code JLBLMN500. Payments via GCash or debit/credit cards are accepted.

Details provided by Lumina Homes in a recent press release.

Lumina Homes recognized as Best Affordable Housing Developer in the first Carousell Property Awards

Lumina Homes has grown from a low-cost housing brand to one that provides a Filipino family’s ultimate dream home, but it always looks back to its roots of offering affordable and decent homes to everyone. Several award-giving bodies validate this commitment of Lumina Homes, and recently, the first-ever Carousell Property Awards recognized Lumina as Best Developer for Affordable Housing.

The 1st Carousell Property Awards celebrates the country’s most recognizable real estate developers and their finest developments. The Best Developer for Affordable Housing award is one of the nine categories, some of which were bestowed to Lumina’s sister companies under Vista Land & Lifescapes Inc., one of the country’s leading integrated property developers.

Carousell Award of Lumina Homes

Vista Land has guided Lumina in its 10 years of building more than 100,000 homes for Filipino families.

These Lumina projects are available in over 50 key cities and municipalities in the Philippines such as in Rizal, Bulacan, Laguna, Isabela, Bataan, Zambales, Nueva Ecija, Tarlac, Pangasinan, La Union, Cagayan, Isabela, Cavite, Batangas, Laguna, Quezon, Albay, Sorsogon, Iloilo, Cebu, Negros Occidental, Agusan del Norte, Zamboanga del Sur, Bukidnon, Misamis Occidental, South Cotabato and Davao del Norte.

Each is strategically located close to major thoroughfares, transport hubs, schools, hospitals, and business and leisure centers.

Lumina also listens well to current market needs, and it has started converting its developments to cater to the demand for bigger living spaces. Due to the pandemic, most property seekers are looking into two-storey house and lots with bigger room provisions, bigger lots, and better ventilation.

“We in Lumina Homes are committed to go beyond what is expected of an affordable housing community. We will continue to maximize and level up our developments’ potential in providing residents the quality home and life they deserve,” shares Engr. Joemi Tan, Division Head of Lumina Homes.

Recently, Lumina “unboxed” eSpacio, its very own amenity center composed of well-thought and functional amenities. Aside from standard amenities such as a multi-purpose hall, mini gardens, playground, jogging path, and a shuttle terminal, eSpacio also boasts of a holistic community center and “Tambayan ni Juan.”

The community center has office provisions for Health Center, Day Care Center, Senior Citizen Center, and Barangay Center while the “Tambayan ni Juan” features an al fresco dining hub with live performers on stage, so that homeowners can have a safer place to enjoy new-normal leisure and entertainment.

But Lumina’s advantage over most affordable housing brands is its push for real-estate solutions early on, even before the pandemic started.

For safer, smoother and faster transactions, Lumina offers efficient virtual home tours and subdivision walkthroughs. It has also perfected online reservation, online appointment booking, and online payment options through digital wallets and digital banking in partnership with national bank players.

For more information and announcements, follow Lumina Homes on Facebook or visit its official website.

Dreaming of living in a greener home? Check out this master-planned development in QC

Now that working remotely is as accessible as ever, many of us are moving outside the city to leave behind the concrete jungle in exchange for fresh air and proximity to nature. A recent Santos Knight Frank survey corroborates this pandemic-driven shift, with 33% of respondents now preferring to live in the suburbs, in search of low-density environments and wellness-related features.

Yet before you pack your bags and turn your back on the city for good, you might want to check SM Development Corporation (SMDC)’s Vine Residences. As the name suggests, this prime gated community lies at the heart of Novaliches in Quezon City, complete with all the amenities for those who wish to live among lush greeneries and quaint spaces. A testament to its world-class features are the awards it won at the PropertyGuru Philippines Property Awards in 2021 — Best Upper Affordable Condo and Best Landscape Architectural Design.

Here, you can enjoy basking in the serenity only nature can bring — without having to look far and wide, or to break the bank.

Commit to a Purposeful Lifestyle at the Vine Nature Park

SMDC Vine Residences Amenty Area

Named “Best Developer” in the PropertyGuru Philippines Property Awards both in 2020 and 2021, SMDC has been known in the industry for their commitment to sustainability. They exemplify this time and time with developments that provide safe and secure spaces, with vast, green spaces that encourage environmental stewardship and social connectedness.

At Vine Residences, this means various amenities strewn around what they call the “Vine Nature Park” that help you lead not just a healthy, active lifestyle but rather, a fulfilling one. There’s an eco and jogging trail where you can brisk walk or jog safely, day and night. There’s a private volleyball and basketball court too, where you can play friendly or competitive sports matches with your friends and family.

The best part, though, is the development’s very own Camp Hill Site, where you can spend intimate moments with your loved ones, surrounded by priceless gifts of nature. Imagine having long, tireless days of work or school – only for you to retreat in an enchanting campsite, literally a few steps away from your doorstep.

Nurture your family alongside nature

SMDC Vine Residences Sunken Garden

Did you know that living close to nature helps reduce stress levels, improves your mood, and has significant positive effects on children’s emotional, physical, and psychological well-being?

Now more than ever, health is of the essence. This goes hand-in-hand with the Santos Knight Frank study, which noted that open spaces, good air quality, and good views are now among the most important home considerations.

Luckily, SMDC has long been at the forefront of addressing Filipino homebuyers’ needs. Vine Residences boasts of a “Central Park,” where you will be greeted with sunken gardens, and easily, the most captivating landscapings you will ever see in a vertical residential development. Tranquil waters and spaces for meditation await you at the expansive swimming pools. There’s an outdoor children’s play zone too, to help mold and nourish your young ones.

Even more, Vine Residences is located inside the SM City Novaliches complex, giving you that extra exercise as you walk to a plethora of the area’s best restaurants, retail stores, and entertainment options. It’s also strategically located near reputable educational and health institutions, as well as major thoroughfares and transport hubs.

These, all together, make Vine Residences just the perfect place to raise your family.

Nowhere homier than the ‘Home of the Good Guys’

SMDC Vine Residences Lobby

SMDC prides itself as the “Home of the Good Guys,” and it shows in every touchpoint the residents have everyday in the community. From the holistic features of each and every development, to the kind of security, safety, upkeep their property management team provides, to reliable internet connectivity, weekend markets, health and wellness caravans, and job caravans – SMDC encompasses true hallmarks of nation-building.

Choosing Vine Residences as your home, therefore, not only means making yourself privy to the good SMDC is doing for the country. You’re also given a chance to live in a community that empowers you to do more good, day by day.

Now is the best time to invest in real estate

SMDC Vine Residences Model Unit

According to Colliers Philippines, the Philippine property sector is set to see a positive year driven by the uptick in economic activity. “While we saw initial headwinds at the start of the year, especially [with] the spread of the Omicron variant, the gradual return of foreign professionals and turnaround in business and consumer confidence should help fuel the take-up of more residential units,” said Colliers Philippines Associate Director for Research Joey Roi Bondoc said.

Today’s economic landscape, therefore, makes up the ideal environment to invest in real estate. Santos Knight Frank backed this claim by encouraging investors to buy now while many government infrastructure projects are coming onstream. For Vine Residences, the completion of MRT-7 and the Mega Manila Subway not only means added convenience for residents, but rather, a generous increase in property values.

Colliers also reported to expect a rise in rent starting this year, which will be beneficial for those who might want to lease out their units. SMDC offers a worry-free leasing experience for interested  investors with comprehensive leasing management services via SMDC Prime Key Leasing.

Vine Residences is a ready for occupancy (RFO) property, which means you can move right in, or start generating passive income in an instant.

With sprawling green spaces in a well-integrated, cosmopolitan community,  Vine Residences offers a lifestyle you cannot find anywhere else in the metro. 

For more information about SMDC’s Vine Residences, visit their official Facebook page at Vine Residences, Novaliches or their website at https://smdc.com/properties/vine-residences/.

About SM Development Corporation (SMDC)

SMDC is the largest and fastest growing real estate developer in the Philippines. Championing perfectly integrated commercial and residential environments, SMDC provides every Filipino and its investors access to a sustainable and attainable cosmopolitan lifestyle. Through masterfully planned and award-winning, complete developments, SMDC has been providing the dream homes of Filipinos in Metro Manila and other key cities in the Philippines.

Details and images provided by SMDC in a recent press release.

Share #WomenAtWork photo and win cash from Lumina Homes

In celebration of Women’s Month, Lumina Homes is proud to honor the modern superwomen at the workplace. Whether working from home while donning the multitasking mommy hat or taking the risk to go out and serve the clients in their chosen industry, these women deserve a pat on the back, and more!

Lumina Homes Woman at Work Online Contest

Lumina Homes invites everyone to share on social media a photo of an inspiring woman at work and get a chance to win as much as P5,000 cash!

Here are the steps:

  1. Share a photo on your Facebook or Instagram account of a “woman in action” (not limited to women in the workplace) who inspires you the most. If on Facebook, make sure to set your post to Public so we can view your entry. If on Instagram, set your account to Public also.
  2. In the caption, tell us in a maximum of 3 sentences what inspires you most about this person. Add the official contest hashtags: #LuminaHomes #LevelUp2022 #WomenAtWork
  3. Go to https://www.lumina.com.ph/public-event-upload and select “Women at Work: Online Contest” on the event dropdown. Fill-in the required fields, and on the Message Box, place the link of your entry.

You may submit your entries until March 28, 2022.

Winners will be scored according to Reacts (50%) and Narrative (50%) so make your entries as compelling and heartwarming as the inspiring stories of our superwomen. The Top 3 entries will take home the following prizes:

1st place – P5,000
2nd place – P3,000
3rd place – P1,000

From the nurses and medical doctors braving the pandemic, to teachers navigating the distance education, to your female boss who continues to balance the health and safety of the workforce while keeping the business intact—all these women have the same core values toward their work, and we celebrate them not only every March but all year round.

Happy Women’s Month!

For more information and announcements, follow @luminahomesofficial on Facebook or visit Lumina Homes’ official website at www.lumina.com.ph.

Photo Credit: Ketut Subiyanto on Pexels

It’s time to make your move to Lumina Homes

February is the lovers’ much-awaited month to express their emotions toward their special ones. And just as much as the romantic air mesmerizes the lovebirds, this Valentine’s month could also be your longed-for moment to finally make your move into your dream house—and that applies to even the single but happy ones.

Lumina Rosario
Lumina Rosario

If you haven’t taken advantage of the “pandemic discounts” in real estate yet, this is your chance to grab it. Because just like fleeting love, it could be now or never. Grab some tissue, too.

For ready-for-occupancy (RFO) units, Lumina Homes is offering extended down-payment terms for those who will reserve a unit until February 28, 2022.

Lumina Homes RFO
Lumina Homes RFO

You may choose to pay your down payment in two terms:

Option 1. 7.5% down payment payable in 5 months. You will also get a 5% discount when you receive a bank loan approval on or before the completion of down payment for 5 months.

Option 2. 12.5% down payment in 10 months

Lumina’s RFO Homes include the following:

  • Lumina Tanza in Cavite
  • Lumina Bauan, Lumina Batangas (Sto.Tomas), Lumina Tanauan in Batangas
  • Lumina Quezon (Tayabas) and Lumina Sariaya in Quezon
  • Lumina San Jose in Nueva Ecija
  • Lumina Baliwag in Bulacan
  • Lumina Iloilo (Oton)
  • Lumina Carcar in Cebu
  • Lumina Bacolod (Bacolod City)
  • Lumina Tarlac (Tarlac City)
  • The Balanga Residences in Bataan
Lumina Homes RFO

Now a home brand for Filipinos whether in the low- or middle-income households, Lumina Homes takes pride in being present in more than 50 projects all around the country, spreading love with beautiful home and lot model units, as well as condominiums fit for every Juan’s budget.

For full details of the Make Your Move promo, and more information about Lumina Homes, contact (0917) 629 6523 or visit their official website.

Get a ₱300 discount when you pay for your Lumina Homes reservation using BPI

Love is in the air, and this Heart’s Month could also be your longed-for moment to make your move into your dream house finally—and that applies to even the single but happy ones! Flowers and chocolates may be fantastic, but a brand-new Lumina Homes will set a level-up definition for your relationship. Or, show some self-love and decide to start owning your dream home with a ₱300 reservation discount from BPI until February 28, 2022.

Lumina Polomolok
Lumina Rosario

Simply reserve a Lumina unit using BPI as a payment method when completing a reservation via Lumina Homes’ shopping carts inside Viber, Facebook Messenger, and IG Messenger.

2022 Official Lumina BPI promo

Here’s the step-by-step process when reserving a Lumina Homes house and lot package or condo unit through Viber, where a Lumina Homes Live Agent will be waiting to assist you:

  1. Follow Lumina Homes Official on Viber.
  2. To see a list of available digital vouchers, go to Menu.
  3. Add the Prima Tanza condo unit or your choice of Lumina home model to your online shopping cart.
  4. Proceed with the payment of the digital voucher you’ve chosen through BPI.
  5. To finish the reservation procedure, a Lumina representative will contact you and a Marketing and Administration briefing for the property you’ve chosen.

Shop within the messaging apps of Facebook and Instagram

Click “Send Message” on the official Lumina Homes Facebook or Instagram page. The interactive catalog of comprehensive home options will appear when you click the SHOP NOW button. Select the affordable house and lot for sale or a condo unit you prefer and proceed to the payment using BPI.

A Lumina Homes Expert will be reaching out to you to complete the reservation transaction, such as briefing about the real estate property you availed of and submitting initial requirements for proper identification.

So easy and convenient, right? Lumina Homes continue to encourage Filipinos to learn about real estate investment using innovative and safe digital ways, from virtual tours of their future homes to reserving the unit at their fingertips—with amazing discounts like BPI’s token for Valentine’s Month.

Aside from this, all Lumina homebuyers that purchased its two-story home models through bank financing are also entitled to this bundle of freebies: free move-in fees, free water application, and free electricity application.

Lumina Homes, nasa Lazada ‘yan!
Lumina Homes, nasa Lazada ‘yan!

In 2021, Best Startup Asia recognized Lumina Homes as the Top Real Estate Company in the Philippines for its innovations and being at the forefront of digital real estate transactions.

For more information and announcements, follow @luminahomesofficial on Facebook or visit Lumina Homes’ official website at www.lumina.com.ph.

Details provided by Lumina Homes in a recent press release.

Resort-style living city at SMDC’s Shore Residences Complex

With most of us having the chance to work remotely, it’s no wonder many city dwellers are packing their bags and moving to beautiful waterfront destinations. Who wouldn’t want to have a seafront view while working or run into the water after a long day of work, right?

Now you can live the resort lifestyle that you have always dreamed of at the Shore Residences complex.

This 9-hectare property developed by SM Development Corporation (SMDC) in the Mall of Asia complex lets you experience a premier waterfront lifestyle without having to leave the city.

SMDC Shore Resudences

It boasts 3 luxury resort-inspired enclaves: Shore Residences which provides you with exclusive beach-like amenities like beach entry pools with a feature island, and palm tree courtyards; Shore 2 Residences which offers a premier riverfront inspired lifestyle, with pools that stretch throughout the amenity deck; and Shore 3 Residences which showcases wharf-inspired amenities, expansive swimming pools offering distinct experiences like The Central Bay with an Olympic-length lap pool and in-water garden coves, and The Grand Ocean with an iconic wharf deck, beach-entry pool, and aquatic lounges.

Here’s how you can work hard, play hard, and still enjoy a resort-like lifestyle without having to give up everything you love about the city:

Have your own paradise in the middle of the hustle and bustle

Each unit can be your own little slice of paradise. You can choose from 2 bedroom or 1 bedroom units, and can even opt to move into special units that protrude from the building facade. You can also take advantage of Flexi Units and design it your way.

SMDC Shore Resudences

Imagine waking up every morning to views of resort-like gardens and pools right from your balcony. This will help energize you to face each work day with optimism and focus. And when the sun goes down, you get front row seats to the Manila Bay sunset which is one of the best views in the Philippines.

Enjoy your private waterfront home

Whether you want to take a quick dip, do laps in the athletic pools, or just relax and spend the day in any of the lounge pools, there are several stunning aquatic facilities which cater to both adults and kids.

SMDC Shore Resudences

These will surely help wash away any stress you may get from a long day at work, or can serve as a bonding activity with your kids or a quick workout on weekends.

Well-appointed public spaces

Don’t feel like getting wet? You can still enjoy a full set of out-of-water amenities within the Shore Residences complex.

Aside from the countless swimming pools, residents can also use the basketball court and jogging trails placed along beautifully landscaped gardens. Here, you can walk, run, or simply meditate while indulging in your lavish surroundings.

SMDC Shore Resudences

The development also boasts of well-appointed indoor gyms, where serious health buffs can break a sweat. And for special events with family and friends, the various function rooms and event spaces can accommodate any of life’s milestones.

Be at the center of all the action.

The Shore Residences complex is nestled in the Mall of Asia lifestyle and business complex which means you’re minutes away from hundreds of restaurants, retail and entertainment establishments. However, if an easy day at home is what tickles one’s fancy, a slew of restaurants, cafes and spas are conveniently located at the ground floor retail strip. It is also just a stone’s throw away from NAIAX that leads to the airport terminals and other major thoroughfares.

To cope with all of life’s stress, sometimes all we need is a little escape. Now, you can easily step out of your unit and enjoy the relaxing lifestyle only the Shore Residences complex can give.

To know more about SMDC’s Shore Residences, visit http://www.smdc.com/properties/ .

About SM Development Corporation (SMDC)

SMDC is the largest and fastest growing real estate developer in the Philippines. Championing perfectly integrated commercial and residential environments, SMDC provides every Filipino and its investors access to a sustainable and attainable cosmopolitan lifestyle. Through masterfully planned and award-winning complete developments, SMDC has been providing the dream homes of Filipinos in Metro Manila and other key cities in the Philippines.

Images and details provided by SMDC in a recent press release.

Lumina Homes presents “It’s Prima Weekend!”

‘It’s Prima Weekend’ this May 8 and May 9, 2021!

Stay tuned on Lumina Official Facebook Page and know more about PRIMA — the newest development from Lumina Homes that takes you to new heights!

To step up to the challenge, Lumina Homes explores all possibilities. It recognizes that building upward is a reasonable means of helping the many Filipino families have a home to call their own.

An integrated vertical community allows the housing of countless people while conserving land and resources. It is a win-win deal with homeowners.

Prima Tanza — a condominium property at the heart of a provincial city south of Metro Manila that will make you redefine Metro living! It is an exclusive condominium with complete amenities and the primary factors of buying a property: affordability, practicality, and accessibility.

New home means new beginning. Live in comfort in your newest address where everything you need is at your doorsteps! 

With its proximity to Vistamall Tanza, you will have a wide range of the best daily leisure and lifestyle necessities. Vista Mall Tanza also has a transport terminal for MetroExpress Point to Point Modernized Jeep from Vista Mall Tanza to PITX (Paranaque Integrated Terminal Exchange). You can easily travel to Metro Manila because your new home can be easily accessible through major thoroughfares!

Feel safe and secure with your future condominium community because it is designed with a guarded entrance and exits with a CCTV camera for the safety and security of its residents.

Most of all, with its affordable price and value-for-money, this home investment does not break your bank yet suitable for your lifestyle needs. The right time to invest in a real estate property will always be yesterday. So please take advantage of the Prima Weekend as they offer condo unit reservation fees for as low as Php5,000 only! 

Think about it, future developments in the area include BPO offices, Transport Hub, and Economic Zones. 

This weekend, celebrate Mother’s day by having a good investment and make your mama proud with your wise decision of owning a condominium property!

Lumina Homes Offers Biggest Home Reservation Discount in Shopee 5.5 Brands Festival

Kabarangay, are you looking for a convenient way to avail of your Lumina home? Here’s how you can reserve your dream home through Shopee!

Proceed to Lumina’s official store in Shopee Mall and “add to cart” your preferred Lumina home e-voucher that you can avail of from April 24 to May 5, 2021, with a 55% discount!

Vista Land’s ever-innovative affordable housing arm joined Shopee in May 2020—the platform’s first real estate partner brand—and has never been more active in participating in the platform’s monthly and seasonal promotions.

Lumina Homes has partnered with Shopee on numerous occasions to offer home reservation discounts, including a house-and-lot prize during Shopee 9.9 Super Shopping Day.

So, to celebrate Shopee 5.5 Brands Festival, home-seekers can avail themselves of Lumina Homes e-vouchers at 55% off from April 24 to May 5.*

Prices of e-vouchers are already discounted, such that the 55% OFF will automatically be applied upon check out. The e-voucher that corresponds to a specific Lumina home model will be used to reserve the home model located in the Lumina Homes project of your choice.

For instance, if you purchase a P2,250* Angelique Duplex e-voucher, you may only use it to reserve one Angelique Duplex in any Lumina Homes project nationwide that features the home model.

Buying an affordable house and lot in Lumina Homes through Shopee is as easy as adding-to-cart your favorite teaching materials and daily home needs!

Follow “Lumina Homes” Official Store in ShopeeMall: www.shopee.ph/luminahomesofficial and check out house and lot models with the biggest discount, P2,250* (discounted rate), or the top-selling homes you can purchase for as low as possible P4,500* (discounted rate).

Click the “Chat Seller” button for more information about the offered e-vouchers. A Lumina Homes Representative is always on standby to attend to inquiries so you can expect an immediate response. 

Like any other items that are available in Shopee, you can pay through credit cards or digital wallets like Shopee Pay and GCash.

Follow this process for your Lumina home reservation now:

1) Go to Lumina Homes Shopee Mall store at http://www.shopee.ph/luminahomesofficial;

2) Browse featured home reservation e-vouchers;

3) Read the description and chat with the seller to inquire about Lumina Homes projects and locations where you can use the e-voucher;

4) Select your preferred e-voucher and click “Buy Now” or “Add to Cart” and pay for the e-voucher through Shopee Pay, GCash, or credit card.

5) The Lumina Homes Representative will be notified of the sale, then will contact you to schedule an online appointment for a marketing briefing.

You may choose among the 50 developments of Lumina Homes in key locations across the country: Rizal, Bulacan, Pampanga, Bataan, Zambales, Nueva Ecija, Tarlac, Pangasinan, La Union, Cagayan, Isabela, Cavite, Batangas, Laguna, Quezon, CamarinesNorte, Albay, Sorsogon, Iloilo, Capiz, Cebu, Negros Occidental, Agusan del Norte, Zamboanga del Sur, Bukidnon, MisamisOccidental, Davao del Norte, Davao del Sur, and South Cotabato.

Lumina Homes offers reliable housing financing options like bank home loan and Pag-IBIG housing loan.

So what are you waiting for? Open your Shopee app today and click Lumina’s special promo banners to avail discounted home reservation e-vouchers!

You Can Now ‘Mine’ a Lumina Home through Live Selling sa Brgy. Lumina

Tune in to the Facebook page of your preferred Lumina project this April 24, 2021, and get ready to “mine” your dream Lumina house and lot!

Lumina Homes is the affordable housing arm of Vista Land & Lifescapes, Inc., the country’s largest homebuilder and one of the country’s leading integrated property developers.

Founded in 2012, Lumina has grown to become the fastest-growing mass housing developer in the country, with over 50 projects nationwide. Each Lumina Homes location offers reasonably priced and high-quality homes priced between Php500,000 and Php1.7 million. Lumina Homes, from its easy-on-the-pocket payment terms, surely encourages every Juan to own a home!

Lumina Homes develops communities in the most accessible locations, near transportation hubs, major thoroughfares, hospitals, schools, and business and recreational centers. Additionally, because these projects are part of master-planned communities, they include amenities such as basketball courts, community halls, mini gardens, playgrounds, as well as space for future commercial areas.

What is Live Selling sa Barangay Lumina?

Live Selling sa Barangay Lumina is a virtual platform that replicates the house and lot purchasing experience during an Open House event but adds some fun elements such as games, giveaways, limited-time offers, and all-out inventory via Facebook. There will also be prizes for the Top Sharer and Top Commenter.

As another way for Lumina Homes to connect with partner networks and interested home seekers, Live Selling sa Barangay Lumina is an interactive activity that allows house and lot reservations by simply commenting “mine” during the live stream. Following the live stream, the Lumina Account Officer will coordinate with the acknowledged “mine” comments to proceed with the house and lot reservation in an official manner.

So, mark your calendars for April 24, 2021, and set your alarms by 2 pm for the highly anticipated return of Live Selling sa Barangay Lumina and pa-mine na lang, Kabarangay!

For the latest news & blogs on Lumina Homes, click here.

Affordable Lumina Homes House and Lot, nasa Lazada ‘yan!

Are you planning to buy an affordable house and lot for your family? Then check out Lumina Homes, available in Lazada!

Lumina Homes, nasa Lazada ‘yan!

Lumina Homes is the affordable house and lot segment of Vista Land and has over 50 projects in key cities and municipalities nationwide, such as in Bulacan, Rizal, Pampanga, Bataan, Zambales, Nueva Ecija, Tarlac, Pangasinan, La Union, Cagayan, Isabela, Cavite, Batangas, Laguna, Quezon, Camarines Norte, Albay, Sorsogon, Negros Occidental, Iloilo, Capiz, Cebu, Agusan del Norte, Zamboanga del Sur, Bukidnon, Misamis Occidental, Davao del Norte, Davao del Sur, and South Cotabato.

Lumina Homes, nasa Lazada ‘yan!

In line with the times, Lumina Homes has been all-digital with future-ready innovations like an engaging website, 360-degree virtual home tours, online payment facilities, and stores in top online shopping platforms like Lazada where shoppers can pay reservation fees for their dream house by purchasing e-vouchers.

Lumina Homes, nasa Lazada ‘yan!

Here is a step by step guide on how to avail Lumina Homes e-voucher in Lazada:

  1. Go to Lumina’s official Lazada Store.
  2. Check Lumina’s available e-vouchers. Read the e-voucher description. You may also click the Chat Seller button for more information before purchasing any questions about the e-voucher. You can expect an immediate response since a certified Lumina Marketing Representative is always on standby to attend to inquiries.
  3. Choose your preferred e-voucher, then click Add to Cart or Buy Now.
  4. Fill-out required Payment Details and Buyer’s Information.
  5. Review details, then Check Out to pay for the transaction.

Payment is also hassle-free as shoppers can conveniently use their debit or credit card or digital wallets like GCash and Lazada Wallet.

Lumina Homes, nasa Lazada ‘yan!

After buying an e-voucher of Lumina Homes through Lazada, the shopper can secure their Lumina Unit after purchasing an e-voucher:

  1. After receiving your Lazada purchase confirmation, go back to Lumina’s official Lazada Store and click the “Chat Now” button.
  2. You will be attended by a seller (certified Lumina Marketing Representative) who will provide you with available blocks and lots on your chosen Lumina Homes’ project.
  3. Once you have selected a specific unit, the Seller will give you reservation documents via email to complete the reservation process.

Lumina Homes are built with high-quality materials and cost from Php 500,000 to Php 1,700,000. If Pag-IBIG Fund qualified as a “low-income earner,” a buyer can pay as low as Php 1,898 a month at 3% interest for a brand new house and lot in a safe and secure Lumina community.

Lumina Homes, nasa Lazada ‘yan!

Sparing no expense, developments of Lumina Homes are part of master-planned communities that come complete with amenities like a basketball court, community hall, mini gardens and playground, and commercial areas. By building communities with accessible locations that are close to major thoroughfares, schools, hospitals, transport hubs, and business and leisure centers, Lumina builds a self-sustaining community and provides every Juan the pride of homeownership.

For more details on Lumina Homes, visit its website or follow it on Facebook.

Disclosure: Images provided by Lumina Homes.