Tag: 0% interest

Stay Cool, Save Cash: Your Guide to Budget-Friendly Summer Living from Home Credit

As the scorching summer sun makes its presence known, it seems we can only brace ourselves for rising temperatures and, unfortunately, rising expenses. However, with a little ingenuity and some strategic planning, summer doesn’t have to burn a hole in our pockets. Home Credit, a trusted name in consumer finance, is here to guide us through the season with savvy tips and hacks to keep our cool without breaking the bank.

Create a Summer Budget

Keep Spending in Check. Summer is synonymous with relaxation and fun, but that doesn’t mean you should throw your budget out the window. Craft a detailed summer budget that covers everything from entertainment to utilities. By prioritizing your spending and accounting for potential surprises, you’ll breeze through the season without financial stress.

Take Advantage of Summer Discounts

Shop Smart. Alongside the rising mercury, summer brings sizzling discounts on appliances and gadgets. Dive into deals to align your purchases with your summer needs while keeping your finances in check. Remember, smart shopping isn’t about buying less; it’s about buying better.

Utilize Energy-Efficient Appliances

Stay Cool, Save Money. With the summer heat in full swing, energy-efficient appliances such as refrigerators and air conditioners become your best friends. Opt for inverter technology to keep your home cool without sending your electricity bill through the roof. It’s a win-win for your comfort and your wallet.

Plan Summer Travels Wisely

Travel Savvy. If a summer getaway is on your agenda, plan strategically to make the most of your budget. Explore budget-friendly destinations, travel during off-peak times, and book in advance to snag discounted prices. With a little foresight, you can enjoy a memorable vacation without draining your savings.

Find Alternative Summer Activities on a Budget

Fun Doesn’t Have to Cost a Fortune. Who says summer fun has to break the bank? Discover affordable activities like picnics in the park, mall outings, or family game nights at home. With a bit of creativity, you can create lasting memories without overspending.

Keep Your Cool with Home Credit’s Hottest Deals

Stretch Your Summer Spending. Home Credit understands that summer should be about enjoyment, not financial strain. Take advantage of their sizzling deals, including quick cash loans through the My Home Credit App and 0% interest offers on cooling appliances available at Shoppingmall.ph. Don’t miss out on these exciting deals from March 15th to May 31st!

Summer may bring rising temperatures, but it doesn’t have to bring rising expenses. With Home Credit’s expert tips and budget-friendly deals, you can navigate the season with ease. Stay cool, stay thrifty, and make this summer one to remember without breaking the bank. For more information, visit Home Credit Philippines’ official website and follow it on Facebook, Instagram, and TikTok.

Details provided in a recent press release.

Header image by pressfoto on Freepik

Simplify Your Holiday Shopping: 5 Expert Tips from Home Credit

The holiday season is a time for joy and togetherness, but let’s face it, it can also be pretty stressful, especially when it comes to holiday shopping. The pressure of finding the perfect gifts, dealing with crowded stores, and managing your budget can turn this wonderful time of year into a headache. But fear not, because Home Credit, the leading consumer finance company in the country, has your back with five smart tips to make your holiday shopping a breeze.

Make a List

Santa isn’t the only one who benefits from a well-organized list. Start by creating a detailed shopping list that includes the names of the people you want to buy gifts for, your gift ideas for each person, and the shops where you can find those items. Having a list will keep you organized, help you stay on track, and reduce the chances of forgetting anyone or anything on your gift-giving list.

Set a Budget

Before you hit the stores, set a clear and realistic budget for your holiday spending. Review your list and allocate a specific amount for each person. Sticking to your budget will help you avoid overspending and prevent financial stress during the holiday season.

Start Early

The early bird truly gets the stress-free shopping experience. Don’t wait until the last minute to start your holiday gift shopping. Purchase your gifts well in advance of the holidays. Starting early allows you to take advantage of sales and discounts, avoid the holiday rush, and ensures you have ample time to find the perfect gifts without feeling rushed or pressured.

Explore Installment Deals

One of the best-kept secrets for a hassle-free holiday shopping experience is taking advantage of installment deals. Home Credit is your go-to destination for this. It offers a wide range of 0% interest rate installment deals on a variety of products. Home Credit makes it easier for you to check out amazing holiday sales through its official website or My Home Credit App. You can also check out Shoppingmall.ph, an online shopping platform for authentic smartphones, laptops, gadgets, and home appliances. This platform helps you find the best deals in stores near you, making it much easier to apply for zero-percent interest rate installment plans and get pre-approved in minutes. Plus, you can chat with a live Sales Agent for more information. By choosing installment plans, you can spread the cost of your purchases over manageable periods, keeping your finances in check during the holiday season.

Stay Tuned for More Deals and Discounts

This holiday season, make a commitment to stress-free shopping by following these expert tips. Keep an eye out for Home Credit’s biggest and grandest holiday offerings yet. It has more 0% interest rate installment deals and flexible loan offerings for a wide range of products, including mobile phones, tablets, laptops, home appliances, furniture, and more. So, watch out for the exciting deals that will make your holiday shopping even easier on your budget.

And, if unexpected bills or the need for extra holiday funds arise, Home Credit has your back with Qwarta and Cash Loan options. These alternative payment options allow you to enjoy the holiday season while having the financial freedom to purchase what you need and experience what you want at your own pace.

So, there you have it, five expert tips from Home Credit to simplify your holiday shopping. With a well-planned list, a set budget, early shopping, installment deals, and access to extra funds when needed, you can make this holiday season truly joyful. For more information and to stay updated on Home Credit’s latest offerings, visit their official website, www.homecredit.ph. You can also follow their official Facebook, Instagram, and TikTok accounts, or download the My Home Credit App on Google Play to learn about the latest promos and see what’s new in the Marketplace.

Make your holiday shopping a breeze with Home Credit and enjoy the season to the fullest!

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Shop guilt-free: Home Credit ties up with SM Store to offer 0% interest and ₱300 Discount

Shopping has become a beloved pastime for many Filipinos. From buying birthday gifts to preparing for a new school year, Filipinos love to shop for various reasons. And of course, they love to get a good deal. This is where Home Credit Philippines and SM Store come in to provide Filipinos with the most affordable option in making their dream purchases come true.

The Partnership: Home Credit Philippines and SM Store

Home Credit Philippines, the shopping partner of every Filipino, has partnered with SM Store, the country’s largest department store chain. This partnership provides customers with a 0% interest offer, allowing them to enjoy ₱300 off their purchase with no processing fee when paying through Home Credit. With this partnership, Home Credit and SM Store have taken away the guilt from shopping through their buy now, pay later magic.

Shop in Four Easy Payments

Do you have something that you have always wanted to buy? Home Credit’s partnership with SM Store now allows you to buy the products you want in four easy payments with a discount of ₱300 and no processing fee. This is certainly an affordable option to achieve your ultimate shopping goals!

Shop for All Seasons

Shopping is not only made affordable, but also flexible. With SM Store’s 0% interest offer and no processing fee through Home Credit, you can get a variety of products anytime at any season. From cosmetics to apparel, stationeries, travel essentials, home improvements, and a whole lot more, you can now be a trendsetter guilt-free!

Shop Now and Worry Less!

Drop by the nearest SM Store in your area and achieve your ultimate shopping goals guilt-free through Home Credit. Shop now and worry less with Home Credit Philippines and SM Store.

Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and by the Bangko Sentral ng Pilipinas (BSP). 

Don’t miss out on updates from Home Credit Philippines. Visit their official website www.homecredit.ph and Follow them on Facebook, Instagram, and TikTok accounts.  You can download the My Home Credit App on Google Play to catch the latest promos and see what’s new in the Marketplace.

Details provided in a recent press release.