Simplify Your Holiday Shopping: 5 Expert Tips from Home Credit

The holiday season is a time for joy and togetherness, but let’s face it, it can also be pretty stressful, especially when it comes to holiday shopping. The pressure of finding the perfect gifts, dealing with crowded stores, and managing your budget can turn this wonderful time of year into a headache. But fear not, because Home Credit, the leading consumer finance company in the country, has your back with five smart tips to make your holiday shopping a breeze.

Make a List

Santa isn’t the only one who benefits from a well-organized list. Start by creating a detailed shopping list that includes the names of the people you want to buy gifts for, your gift ideas for each person, and the shops where you can find those items. Having a list will keep you organized, help you stay on track, and reduce the chances of forgetting anyone or anything on your gift-giving list.

Set a Budget

Before you hit the stores, set a clear and realistic budget for your holiday spending. Review your list and allocate a specific amount for each person. Sticking to your budget will help you avoid overspending and prevent financial stress during the holiday season.

Start Early

The early bird truly gets the stress-free shopping experience. Don’t wait until the last minute to start your holiday gift shopping. Purchase your gifts well in advance of the holidays. Starting early allows you to take advantage of sales and discounts, avoid the holiday rush, and ensures you have ample time to find the perfect gifts without feeling rushed or pressured.

Explore Installment Deals

One of the best-kept secrets for a hassle-free holiday shopping experience is taking advantage of installment deals. Home Credit is your go-to destination for this. It offers a wide range of 0% interest rate installment deals on a variety of products. Home Credit makes it easier for you to check out amazing holiday sales through its official website or My Home Credit App. You can also check out Shoppingmall.ph, an online shopping platform for authentic smartphones, laptops, gadgets, and home appliances. This platform helps you find the best deals in stores near you, making it much easier to apply for zero-percent interest rate installment plans and get pre-approved in minutes. Plus, you can chat with a live Sales Agent for more information. By choosing installment plans, you can spread the cost of your purchases over manageable periods, keeping your finances in check during the holiday season.

Stay Tuned for More Deals and Discounts

This holiday season, make a commitment to stress-free shopping by following these expert tips. Keep an eye out for Home Credit’s biggest and grandest holiday offerings yet. It has more 0% interest rate installment deals and flexible loan offerings for a wide range of products, including mobile phones, tablets, laptops, home appliances, furniture, and more. So, watch out for the exciting deals that will make your holiday shopping even easier on your budget.

And, if unexpected bills or the need for extra holiday funds arise, Home Credit has your back with Qwarta and Cash Loan options. These alternative payment options allow you to enjoy the holiday season while having the financial freedom to purchase what you need and experience what you want at your own pace.

So, there you have it, five expert tips from Home Credit to simplify your holiday shopping. With a well-planned list, a set budget, early shopping, installment deals, and access to extra funds when needed, you can make this holiday season truly joyful. For more information and to stay updated on Home Credit’s latest offerings, visit their official website, www.homecredit.ph. You can also follow their official Facebook, Instagram, and TikTok accounts, or download the My Home Credit App on Google Play to learn about the latest promos and see what’s new in the Marketplace.

Make your holiday shopping a breeze with Home Credit and enjoy the season to the fullest!

Image By freepik

Recharge for the holiday rush with Bo’s Coffee at the SM Store, Araneta City

The holiday season is a whirlwind of activity – a hectic dance of shopping for gifts, preparing festive feasts, and organizing family gatherings. For moms, the month of October can be especially demanding as we juggle the demands of everyday life with the added pressure of holiday preparations. Amidst the chaos, a moment to pause and recharge is invaluable. Fortunately, there is a delightful treat that can infuse new energy into our holiday errands, and we don’t even have to go far from our shopping grounds, as Bo’s Coffee opened its first-ever branch at the SM Store in Araneta City.

Bo’s Coffee x SMAC
Bo’s Coffee x SMAC
Bo’s Coffee x SMAC
Bo’s Coffee x SMAC

Bo’s Coffee: A Blend of Culture and Coffee

Bo’s Coffee is more than just a coffeehouse chain; it’s a celebration of Philippine coffee and culture built on its promise of being “your homegrown brew.” Established in 1996 by founder Steve Benitez in Cebu City, this coffee haven is deeply rooted in Filipino tradition and the love for local coffee beans.

Bo’s Coffee x SMAC
Bo’s Coffee x SMAC
Bo’s Coffee x SMAC
Bo’s Coffee x SMAC

The name ‘Bo’ is inspired by an Italian-American roaster named Bo, whom Steve met during his early coffee exploration. Bo’s Coffee proudly sources coffee beans from various regions in the Philippines, including Sagada, Mountain Province, Mount Kitanglad in Bukidnon, Mount Matutum in Tupi, South Cotabato, and Mount Apo.

Notably, Bo’s Coffee takes pride in collaborating with local brands, embodying a Bayanihan Mentality by giving a voice to social enterprises and leaving a legacy of positive change within communities.

Bo’s Coffee x SMAC
Bo’s Coffee x SMAC
Bo’s Coffee x SMAC
Bo’s Coffee x SMAC

First Branch in SM Store

Bo’s Coffee at the SM Store in Araneta City offers a unique experience, thanks to its convenient location within the department store. It’s a cozy nook where weary shoppers, including busy moms and even dads waiting for their family members, can take a break and rejuvenate.

As a special treat for SM Store shoppers, presenting the receipt stub with Bo’s Coffee promo offer and using the SM Advantage Card unlocks the Brews & Chews Bundle – a delightful pairing of Hot or Iced Caffe Americano and any Craft Cookie for just Php149.

Bo’s Coffee x SMAC
Bo’s Coffee x SMAC

Various Snacking Options

The Brews & Chews Bundle isn’t the only tempting option available. Bo’s Coffee offers a variety of delightful snacks, each carefully crafted to cater to different tastes.

For those craving a touch of sweetness, the White Chocolate Mocha is a perfect choice, encapsulating the flavors of the season in a cup.

Bo’s Coffee x SMAC
Bo’s Coffee x SMAC

If you’re looking for something more indulgent, the Chocolate Waffle is a must-try, boasting a decadent flavor profile that’s sure to tantalize your taste buds.

Bo’s Coffee x SMAC
Bo’s Coffee x SMAC

For those on the move, the Bagel and Cream Cheese option provides a quick yet satisfying snack to keep you going through your shopping spree.

Bo’s Coffee x SMAC
Bo’s Coffee x SMAC

When the holiday chaos feels overwhelming, a cup of coffee and a delicious treat can be just the remedy you need to recharge and face the hustle and bustle with renewed energy.

Bo’s Coffee at the SM Store in Araneta City welcomes all busy moms and shoppers to savor these delightful offerings and take a moment to relax amidst the whirlwind of holiday errands.

Bo’s Coffee x SMAC
Bo’s Coffee x SMAC

Discover more about Bo’s Coffee and stay updated on its latest offerings by visiting their website and following it on Facebook, Twitter and Instagram.

Disclosure: Menu items were served at no charge in exchange for honest feedback and to facilitate this feature story.