Shop – Page 9 – Jellybeans in the City

Start your early Noche Buena shopping with The Marketplace PISO SALE

The Marketplace PISO SALE, exclusively via MetroMart will run this weekend on November 18-21, 2022. Select items can be purchased for only ₱1.00 when you order and get it delivered via MetroMart across select branches of The Marketplace.

The Marketplace PISO SALE promo will have various items available for a limited time per day. These items include Del Monte Spaghetti Pack, UFC Spaghetti Party Pack, Ruffles Chips, and so much more.

Check out the products available for just ₱1.00:

Date and Time	Product	SRP
Nov 18, 9am-2pm	Del Monte Filipino Style Spaghetti Sauce + Del Monte Spaghetti 1 Pack	₱138.75
	Del Monte Gourmet Carbonara	₱36.25
Nov 18, 3pm-8pm	UFC Party Pack Spaghetti Supreme 1kg	₱129.75
	Fiesta Macaroni Salad Pasta 400g	₱43.00
Nov 19, 9am-2pm	Royal 4 Cheese Spaghetti 1kg	₱119.75
	Devondale Full Cream Milk 1L	₱104.25
Nov 19, 3pm-8pm	Arla Nat Emmenthal Slices 150g	₱205.00
Nov 20, 9am-2pm	Fiesta Macaroni Salad Pasta 400g	₱43.00
	Arla Kid Cheese Sticks 18g x 6s	₱135.00
Nov 20, 3pm-8pm	Sanicare KT Jumbo 2P 70 PLS 2s	₱123.50
	Zonrox Bleach ColorSafe 900mL	₱70.75
Nov 21, 9am-2pm	Ruffles Cheddar Sour Cream 6.5oz	₱174.75
Nov 21, 3pm-8pm	CDO Premium Torikatsu 420g	₱154.00

*Sale items are subject to availability across The Marketplace branches.

“Just as it can be exciting to seize great bargains, the MetroMart family are equally pleased to provide these to the customers in our successive PISO SALE events. Christmas is right around the corner, and we are gearing up to share even more discounts and promos for everyone. Stay tuned!” Stefano Fazzini, CEO and co-founder of MetroMart, said.

Promos from The Marketplace PISO SALE are applicable to both New and Existing Users of MetroMart. A minimum spend of ₱1,500 is required in order to avail the 1-peso sale items. Only completed checkout of orders within the sale period can avail the discounted items.

This PISO SALE is available in participating branches of The Marketplace via the MetroMart app and website, all over Metro Manila and key locations throughout the Philippines, including Baguio, Pangasinan, Batangas, Davao, Cavite, Cebu, Iloilo, and more.

Are you new to MetroMart? Sign up for a MetroMart account here and enjoy Php200 grocery credit.

MetroMart is the #1 online grocery delivery service in the Philippines. Our grocery partners include S&R (with or no membership card required), Robinsons Supermarket, Landmark, The Marketplace, Shopwise, All Day Supermarket, Merrymart, Super8 Grocery Warehouse, Ever Supermarket, UltraMega Supermarket, and over 500+ specialty store retailers like Pet Express, Baby Company, Toy Kingdom, Toys”R”Us, National Book Store, Office Warehouse, Southstar Drug and AllDay Rx. Customers can order from their favorite stores on the MetroMart app and have it delivered to their door in 2 hours! For more updates on MetroMart, like and follow us on Facebook and Instagram at @metromartph.

Details and images provided in a recent press release.

MetroMart offers multiple ₱1 deals in 11.11 MEGA PISO SALE

MetroMart, the no.1 on-demand online grocery delivery platform, provides multiple PISO SALES with leading supermarket partners, discount sales, and FREE Delivery in the 11.11 Mega PISO SALE this November 11-15, 2022

The 11.11 Mega PISO SALE, will feature items that can be purchased for only ₱1.00 when you order and get it delivered via MetroMart across select branches of S&R, Robinsons Supermarket, The Marketplace, Landmark, Robinsons Easymart, Shopwise, Ever Supermarket, UltraMega and No Brand. All products are available for ₱1.00 only through the entire promo duration of November 11-15.

Check out the products available for just ₱1.00:

Supermarket	Product	SRP
S&R	SPAM Luncheon Meat 25% Less Sodium	₱228.00
Robinsons Supermarket	Selecta Fortified Milk 1LX2pcs	₱150.50
The Marketplace	CDO Hamon de Bola 850G	₱313.00
Landmark	Delimondo Ranch Style Corned Beef 380g	₱174.00
Robinsons Easymart	Gardenia Classic White Bread Regular Slice 600g	₱79.00
Shopwise	Ruffles Original Potato Chips 6.5oz	₱168.50
Ever Supermarket	Purefoods Corned Beef	₱174.25
No Brand	No Brand JJAJANG RAMEN 135GX5	₱193.50
UltraMega	White King Fiesta Filipino Spaghettipid Pack	₱124.80

*Sale items are subject to availability across participating supermarket branches.

The 11.11 Mega PISO SALE promo is applicable to New and Existing Users of MetroMart. A minimum spend per transaction is required in order to avail the 1-peso sale items, varying per supermarket or specialty store. Only completed checkout of orders within the sale period can avail the discounted items.

Here are even more discount deals for the double digit weekend sale! Customers can avail various discounts and promos for their orders during MetroMart’s 11.11 Mega PISO SALE on November 11-15, 2022.

Get discounts up to 70% off on premium items like home and kitchen appliances, storage solutions, pet care and more from partner specialty stores like Handyman and Pet Lovers Centre
Get lots of Buy 1, Get 1 deals on beauty products, pantry food items, and even ice cream from supermarket partners Robinsons Supermarket, Shopwise, No Brand, Shopwise, The Marketplace and more
Use code: 1111SALE to get ₱111 off on orders with a minimum spend of ₱3,500. Valid across all stores, and applicable up to 2x Use for ALL USERS
Use code: HOLIDAYSALE and get FREE Delivery on grocery orders with a minimum spend of ₱1,011. Valid across all stores, and applicable up to 4x use for NEW USERS.

“MetroMart’s mission to provide fellow Pinoys with great deals continues through this 11.11 Mega PISO SALE weekend. As we provide affordable and convenient solutions to everyone through our online grocery shopping platform, we can enjoy the Christmas season and celebrate the spirit of generosity and kindness, especially for the upcoming holidays. Watch out for so many more big treats and promos from MetroMart this holiday season.” Stefano Fazzini, CEO and co-founder of MetroMart, said.

MetroMart’s successive PISO SALES will continue towards the holidays, and next up is The Marketplace PISO SALE, exclusively via MetroMart this November 18-21.

All of these promos are available throughout the Philippines, wherever MetroMart has expanded its serviceable locations. The 11.11 Mega PISO SALE is available in participating branches of S&R, Robinsons Supermarket, The Marketplace, Landmark, Robinsons Easymart, Shopwise, Ever Supermarket, UltraMega and No Brand via the MetroMart app and website, all over Metro Manila and key locations throughout the Philippines, including Baguio, Pangasinan, Batangas, Davao, Cavite, Cebu, Iloilo, and more.

Are you new to MetroMart? Sign up for a MetroMart account here and enjoy Php200 grocery credit.

Details and images provided in a recent press release.

Scan on the Go With Portable Scanners

Scanners are one of the most important devices when it comes to transferring physical information to digital information. The value of a scanner depends upon the job that it is trying to accomplish and whether or not it was designed to handle that particular task. For instance, you wouldn’t use a scanner designed to process and replicate beautiful art and photography in an industrial setting that needs to process tens of thousands of scans in a given day. While the high-volume scanner will perform the task, it is not designed to replicate the nuance and color depth of a professional photo scanner.

What Is a Portable Scanner?

Portable scanners are small, electronic devices that allow documents or images to be captured and converted quickly and efficiently to digital format. They are designed to be light and small so that they can more easily be transported from place to place.

The small size and light weight of the portable scanner are as valuable as its ability to process the physical into the digital. They’re small enough to bring on the road. Indeed, some are small enough to put in your pocket.

A Minimalist’s Guide To Scanning

Portable pen scanners are slightly larger than your average fountain pen and can scan the text of a document line by line. Users simply pass the scanner over the text of letters, memos, brochures, magazines or newspapers, at which point it is uploaded immediately and turned into digital data.

Other portable scanners are as wide as a page and roll quickly down the page, capturing the data. Some models will read the text back, which is convenient for users with vision or reading challenges.

While portable scanners are ideal for many purposes, they aren’t meant to capture data in high resolution. This means that they aren’t suitable for scanning photographs or other applications in which a high-quality result is desired.

True Mobility

There are many scenarios in which a portable scanner is an important tool to have on the scene. Consider a drive-through flu and COVID booster shot station, in which the medical staff still needs signed permission to administer the shots. With a page-sized portable scanner, each of those critical signatures is digitized, probably to a cloud-based database, and secured immediately.

If a library was having an event that brought its borrowables to remote locations, a portable barcode scanner and a laptop can effectively create a circulation desk on the spot. As each book is assigned a particular bar code, inventory can be tracked precisely and efficiently, whether books are being checked out or returned.

Portable scanners can be the difference between clean, efficient and timely data entry and a process that entails other steps that could compromise that data. They are as easy to travel with as popping one into your backpack, briefcase or pocket. They also effectively help create a functioning office space wherever you have the internet as you can immediately begin to process your uploads. Visit an office supply website today and check out the newest portable printers so that you can expand your printing options from anywhere.

Image by Lifestylememory on Freepik

Holiday season shopping now in full swing at MetroMart with exclusive sales from Shopwise and Landmark

MetroMart, the no.1 on-demand online grocery delivery platform, provides a series of PISO SALES, weekly discounts, promo codes and freebies this October, leading into the holiday season.

Event	Dates	Highlights
Shopwise PISO SALE, exclusively via MetroMart	Oct 21-24	Premium items can be purchased for ONLY ₱1.00
Landmark PISO SALE, exclusively via MetroMart	Oct 24-27	Premium items can be purchased for ONLY ₱1.00
S&R PISO SALE, exclusively via MetroMart	Oct 28-31	Premium items can be purchased for ONLY ₱1.00
The Marketplace PISO SALE, exclusively via MetroMart	Nov 18-21	Premium items can be purchased for ONLY ₱1.00
Halloween Specials	Oct 25 – Nov 2	₱200 off of total order
Shopwise’s Wise Wednesdays	Every Wednesday this Oct-Nov 2022	– Up to 70% off items – ₱300 off of total order – FREE Delivery – FREEBIE with purchase

First up is the Shopwise PISO SALE, exclusively via MetroMart this October 21-24, 2022. Immediately following the weekend sale event is Landmark PISO SALE, exclusively via MetroMart, running from Monday to Thursday, on October 24-27, 2022. Premium items can be purchased for only ₱1.00, and each of the sale days will have the 1-peso products available throughout the whole day, from 9AM – 8PM.

Next on the lineup is yet another S&R PISO SALE, exclusively via MetroMart. This will be held on October 28-31, perfect for both Halloween and early Christmas shopping. And for next month, be on the lookout for The Marketplace PISO SALE, exclusively via MetroMart scheduled for November 18-21. The final roster of products for the S&R PISO SALE and The Marketplace PISO SALE will be published on MetroMart’s social media channels. Items will also be available for a whole day, spanning 9AM – 8PM.

Sprucing up the home is now also a breeze with Shopwise’s Wise Wednesdays, available every Wednesday this October and November 2022.

Get discounts up to 70% off on premium items like cookware, food storage solutions, and even home internet products.
Use code: FREEDELSW to avail FREE Delivery on grocery orders with a minimum spend of ₱1,500.
Use code: SW300 to get ₱300 off on orders with a minimum spend of ₱6,000.
Customers may also get a FREE Large Glass Dispenser with a minimum purchase of ₱10,000.

Going trick-or-treating? Use code: HALLOWEEN to get ₱200 off an order with a minimum spend of ₱2,500. This promo is valid for ALL Users, for a one-time use and applicable across all stores and supermarkets, from October 25 to November 2, 2022.

All of these promos are available throughout the Philippines, where MetroMart has expanded its serviceable locations. The PISO SALE is available in participating branches of Shopwise and Landmark via the MetroMart app and website, all over Metro Manila and key locations throughout the Philippines, including Batangas, Bicol, Palawan, Tagaytay, Pangasinan, Cavite, Cebu, Baguio and Davao. The same will be applicable for the upcoming S&R PISO SALE and The Marketplace PISO SALE. The Shopwise Wise Wednesdays promos can be availed in all participating branches of Shopwise.

Check out the premium items below, up for grabs for just ₱1:

Shopwise

*Date and Time*	*Sale Items*	Retail Price
Oct 21 (Fri), 9am-8pm	Woolworths Pasta Macaroni 500G	₱ 109.00
	Woolworths Australian Diced Tomatoes 400G	₱ 89.00
Oct 22 (Sat), 9am-8pm	Woolworths Yellowfin Tuna with Mild Gherkins 95G	₱ 99.00
	Woolworths Salmon – Lemon & Thyme 95G	₱ 99.00
Oct 23 (Sun), 9am-8pm	Woolworths Canned Chicken – Sweet Chilli 750G	₱ 119.00
	Woolworths Pasta Macaroni 500G	₱ 109.00
Oct 24 (Mon), 9am-8pm	Woolworths Fully Loaded Cookies – Chocolate 210G	₱ 209.00

*Sale items are subject to availability in Landmark branches.

Landmark

*Date and Time*	*Sale Items*	Retail Price
Oct 21 (Fri), 9am-8pm	Nutella Hazelnut Spread with Cocoa 200g	₱ 162.00
	Snickers Classic Singles 51g	₱ 43.00
Oct 22 (Sat), 9am-8pm	Loacker Quadratini Napolitaner	₱ 106.70
	Loacker Quadratini Dark Chocolate	₱ 106.70
Oct 23 (Sun), 9am-8pm	Cheetos Corn Puffs	₱ 159.30
	Lay’s Honey Butter	₱ 50.25
Oct 24 (Mon), 9am-8pm	Hershey’s Kisses Special Selection – Truffle 135g	₱ 195.00

*Sale items are subject to availability in Landmark branches.

“The MetroMart family always aims to provide affordable and budget-friendly promos and discounts to our customers, especially now that we are moving ever closer towards the Christmas season. We are cooking up even more and even better PISO SALES, with bigger discounts and sale items for the best value. Stay tuned and ready your carts!” MetroMart CEO and co-founder Steffano Fazzini said.

The Shopwise PISO SALE and Landmark PISO SALE, exclusively via MetroMart, are applicable to New and Existing Users of MetroMart. A minimum spend of only ₱2,000 is required in order to avail the 1-peso sale items. Only completed checkout of orders within the scheduled day and time can avail the discounted items.

Are you new to MetroMart? Sign up for a MetroMart account here and enjoy Php200 grocery credit.

Over 160,000 products are available with MetroMart’s 500+ partner supermarkets and partner specialty stores. Order your groceries through http://www.metromart.com, or download the app on iOS or Android app store.

For more updates on MetroMart, follow it on Facebook and Instagram at @metromartph.

Details provided in a recent press release.

Bigger rewards and deals abound during GCash’s birthday week

It’s that time of the year again when GCash showers its users with deals and rewards as it celebrates its birthday week. From October 17 to 23, GCash has been giving away up to Php240 million of vouchers and freebies, all day, everyday.

So, GCash users, be sure to download the latest version of the app and make the most of its convenient features to make the most our of its #ReadySetGBirthday offers, such as:

Services

Citibank. Apply for a Citibank Credit Card and enjoy no annual fees forever plus get Php 1,000 GCash eGC via giftaway, redeemable within 60 days! Plus, applicants who avail a Citi Personal Loan can get as much as Php 5,000 GCash eGC via giftaway during GCash Birthday week!
DHL. Get a 20% discount when you pay via GCash Pay QR using the code GCASH20 on your next DHL delivery!
Entrego. Users are entitled to Entrego Vouchers when they pay via Gcash QR! Receive vouchers worth Php 50, Php 30, or Php 20 throughout Birthday week.

Shopping

Zing. Get 100 Zing Points with a minimum spend worth Php1,000 on your first transaction during Birthday week. For succeeding transactions, get 10 Zing Points for every minimum spend of Php1,000 when you pay with GCash. Plus, get Ayala Mall GC worth 100 pesos, with a minimum spend of Php1,000 when you check out with GCash on ZingMall.
Zalora. Get 25% on your Zalora purchases when you pay online via GCash with a minimum spend of Php2,000.
Charles & Keith. Get PHP 350 off with a minimum spend of Php 3,500 in all Charles & Keith stores when you pay with GCash! Applicable on all regular, sale, and promo bundle items.
Puregold. Shop at Puregold and buy Php1,500 worth of participating items and Scan to Pay via GCash to receive a Php50 Puregold exclusive discount voucher on your GCash app! Or you can buy from Puregold in the GLife app and get a Php100 discount voucher with a minimum purchase worth Php2,800 of participating items.

Food

Pancake House. Buy One, Get One on 2pcs. Classic Pancakes at Pancake House when you pay using GCash. Available for dine in, takeout and curbside pick-up transactions only.
Bo’s Coffee. Enjoy FREE Drip Coffee when you Buy 1 any Large Espresso or Froccino Beverage from Bo’s Coffee and pay via GCash QR code/
Auntie Anne’s. Awesome food deals are also available throughout GCash Birthday week! Order from Auntie Anne’s on GLife to avail a Buy 1 Take 1 promo on the Chocnut Pretzel Twist! Those who Scan to Pay in any Auntie Anne’s store can also get a Free Chocnut Pretzel Twist with minimum spend of Php250.
Peri-Peri Charcoal Chicken & Sauce Bar. Scan to Pay when you dine in or order takeout from Peri-Peri and receive a free Cheese Quesadilla for a minimum purchase worth Php 500!

Tech

Cherry Mobile. Get a chance to win freebies from Cherry when you purchase select items! A LoveMarie Powerbank 5k mAh, LoveMarie Powerbank 10k mAh, and free Car Ionizer Filter are all available as freebies with specific purchases of Cherry gadgets and items!

A+ Rewards

Claim a variety of exciting freebies on A+ Rewards on the GCash app! Some exclusive Birthday week deals to look forward to include discount vouchers on your next Agoda booking, 2 months free Apple Music subscription, and 1 month free subscription to Google One!
You can also claim discount vouchers on A+ Rewards and enjoy the following exciting discounts: Php 40 off on your next FoodPanda delivery, Php 40 off on Google Play Store, Php 20 off from iHerb, Php 20 off from IQIYI, Php 20 off from Shein, Php 20 off from SmileOne, Php 20 off from Spotify, or Php 20 off from Steam!

This GCash Birthday, you can claim free vouchers on the GCash Birthday landing page found easily on your GCash Home Page. Scroll through the landing page to claim the various vouchers available. Remember to read all its terms and conditions before redeeming any voucher!

To claim these exciting perks, simply tap the GCash Birthday banner on your GCash app’s home page and scroll through the available vouchers. Be sure to check out the terms and conditions before redeeming your vouchers.

You can also claim and use vouchers to redeem discounts on GCash Pay QR transactions. To use your vouchers, open the GCash app and select ‘Pay QR’ and ‘Scan QR Code,’ or simply swipe left on the home page. Align your phone’s camera over the merchant’s GCash QR code to scan, and then enter the non-discounted amount for the goods you bought in the Payment screen.

Confirm the total and choose whether to pay with GCash or GCredit. To select and use a voucher, tap the arrow in the Discount row. After selecting the voucher, you will be able to see the discount that will be applied as well as your new total amount. You can also see all of your claimed vouchers in your Voucher Pocket, which is accessible through your profile.

View all the exciting offers this GCash Birthday celebration from October 17 – 23 by visiting the GCash website. Download the GCash app today on the AppStore or Google Play Store.

GCash (G-Xchange, Inc.) is the #1 Finance App in the Philippines. Through the GCash App, 69M registered users can easily purchase prepaid airtime; pay bills at over 1,600 partner billers nationwide; send and receive money anywhere in the Philippines, even to other bank accounts; purchase from over 5.2M partner merchants and social sellers; and get access to savings, credit, loans, insurance and invest money, and so much more, all at the convenience of their smartphones. GCash is a wholly-owned subsidiary of Mynt (Globe Fintech Innovations, Inc.), the first and only duacorn in the Philippines.

Godel Chocolate: home-grown yet world-class from #BeanToBar

We Pinoys are such chocolate lovers, aren’t we?

We have it in our desserts, drinks, breakfast cereals and, sometimes, even our entrees!

It’s no wonder, then, that local chocolate brands have emerged, not just to cater to the Filipinos’ craving for chocolate, but to also spur the growth of local chocolate farming and production.

One such brand is Godel Chocolate.

Established in mid-2020, Godel Chocolate has been providing top quality tools and equipment for cacao bean processing and fine chocolate or compound chocolate production.

To fully demonstrate the exciting possibilities from the local cacao plant, Godel Chocolate came out with its own line of premium-quality chocolate products. As the company continues to hone its expertise in the chocolate craft, it shares its knowledge and experience to budding entrepreneurs. Its advocacy is to help create a new movement of chocolate makers to boost local consumption and production of chocolate, thereby encouraging growth among local chocolate farmers.

I recently attended a tour of its factory in Paranaque, another one of its initiatives to spread knowledge on the local chocolate industry.

Chocolate 101

The tour started with a review of the history of chocolate as well as the basics of chocolate farming and production.

Test-run for budding chocolatiers

Tour attendees also got a sneak peek into chocolate making by making our own personalized chocolate bars.

Chocolate-making solutions

At its core, Godel Chocolate is a solutions-based company. It sells a line of equipment to help small chocolate producing businesses manage the processes involved in chocolate making from bean sorting to packaging.

Want to get in the chocolate-making business? Get more details about Godel Solutions by visiting its website or calling +63 2 88693754 to 56.

The tour ended at the factory’s store which showcases Godel Chocolate products and dessert creations.

Chocolate Products

Godel Chocolate products are made from fermented cacao beans directly sourced from organic farmers in Davao, North Cotabato and South Cotabato. By adhering to chocolate making fundamentals and carefully managing its production processes from bean to bar, Godel Chocolates is able to craft chocolate products that are simple in formulation but packed with flavor.

Other products include:

Bean-to-bar Chocolates: 70% (cocoa mass, sugar, cocoa butter), 50% (cocoa mass, sugar, cocoa butter, soy lecithin), 50% milk (cocoa mass, sugar, cocoa butter, soy lecithin)
Specialty Bean-to-bar Chocolates: Tablea Bar, Organic 70% Chocolate, White Chocolate, Salted Caramel Chocolate, Milk Chocolate with Cashews, Milk Chocolate with Almonds
Origins Bean-to-Bar Chocolates
Instant Tsokolate: Hot Chocolate Bomb, Stir-in Hot Chocolate
Dragees: Milk Chocolate-Covered Almonds
Seasonal Bonbon ad Milk Chocolate Bars
Gift Boxes and Chocolate Bars
Baking Ingredients

Chocolate dessert creations

Godel Chocolate products can also be made into these mouth-watering desserts.

This factory tour has certainly opened my eyes to the myriad possibilities for budding entrepreneurs in the local chocolate industry and strengthened my appreciation for our home-grown chocolate products.

Want to check out these chocolate possibilities for yourself? Book your slot at an upcoming Godel Factory Tour here.

Tours are priced at Php800/head with private group tours for up to twelve persons priced at Php8000.

Godel Chocolate is a trademark of JCG Marketing Group, Inc. Its factory is located at 11C Sampaguita Avenue, UPD IV, Paranaque City.

To know more about Godel Chocolate, follow it on Facebook, Instagram, Tiktok and Youtube.

Shop for Godel Chocolate Products at:

Official Online Shop, Shopee and Lazada
Godel Chocolate Kiosk at SM City North EDSA
Gourdo’s: Alabang Town Center, Glorietta 4, Trinoma, UP Town Center, The Podium, SM City Fairview
Salcedo Community Market (Jaime C. Velasquez Park, Saturdays, 7am-2pm)
Ayala Alabang Saturday Market (117 University Avenue, Ayala Alabang, Muntinlupa, Saturdays, 6am-2pm)

5 signs it’s time to consider buying your own home

For most of us, home ownership is a major milestone.

It is not just the hallmark of the ability to make a significant long-term financial commitment, it is also the start of putting down roots. It involves creating a home and establishing your presence in a community for a long period of time, perhaps even permanently. When you own a home, your family has a place to grow up in, and you have a legacy to pass on to your children.

Home ownership also demands some sacrifice: aside from the major financial investment involved, you also need to maintain the home, keeping it clean and in good condition and ensuring that its facilities – from its furnishings and appliances to its fixtures – are working well.

With all of these important considerations, how can you know if you’re ready to own a home?

Here are some signs:

You have a stable income. Paying off your home mortgage will take a significant portion of your budget over many years. You need to be able to count on a steady job or other revenue streams such as investments or side hustles to afford your monthly mortgage payments.
You have saved – a lot! – for a rainy day. Should an emergency occur while you are making those monthly house payments, you need to be able to handle both without putting yourself in a sticky financial predicament. A good rule of thumb is to have money equivalent to six months of your monthly house payments set aside as savings prior to signing the deed.

You have good credit. How you handle small debts – such as credit card payments – can be a strong indicator of how you will handle major financial responsibilities such as house payments.
You are comfortable with managing and maintaining a home. Aside from making your monthly payments, home ownership also comes with many responsibilities such as maintaining the property, making repairs and remodeling when needed.
Your life is aligned with home ownership. If you are at a time when you want more space to raise a family, pursue hobbies and interests, or to put down roots in an area you love, then it may be time to set up a home of your own.

So if you think you’re ready to dive into home ownership, be sure to check out your nearest Lumina Homes project!

These projects are available in over 50 key cities and municipalities in the Philippines such as in Rizal, Bulacan, Laguna, Isabela, Bataan, Zambales, Nueva Ecija, Tarlac, Pangasinan, La Union, Cagayan, Isabela, Cavite, Batangas, Laguna, Quezon, Albay, Sorsogon, Iloilo, Cebu, Negros Occidental, Agusan del Norte, Zamboanga del Sur, Bukidnon, Misamis Occidental, South Cotabato and Davao del Norte.

Each is strategically located close to major thoroughfares, transport hubs, schools, hospitals, and business and leisure centers.

Inside these communities are well-designed and constructed house models for one that will suit your needs from single-story starter home rowhouses to two-storey townhomes and detached units, all built with living and dining areas, provision for bedrooms, service areas, as well as toilet and bath.

Aside from having an affordable yet comfortable abode, living at a Lumina Homes community also affords you with amenities that are conducive to enjoyable times spent out of doors.

These include a basketball court, children’s playground, function hall, and mini gardens enclosed in a perimeter fence with 24/7 security, plus free shuttle service to and from town.

Getting your own Lumina dream home is made even easier, thanks to various financing options, such as:

Pag-Ibig Financing which offers the lowest possible interest rate with a 14-month downpayment term and a 30-year maximum loan term
Bank Financing which has faster loan processing with a 16-month downpayment term and a 20-year maximum loan term
Deferred Financing which involves straight payment of total contract price over 24 month at 0% interest
Spot Cash which involves full payment of total contract price applying a 6% discount if made within 30 days from payment of reservation fee, 8% if made within the reservation month, and 10% if made within 10 days of reservation date

Here’s how to get Php500 off when reserve your own Lumina home online:

Visit Lumina Homes’ website.
Click “E-Services” and “Reserve Online” then fill out your details.
Fill out the project name, phase, block and lot of your preferred Lumina project.
Proceed to payment and use my code JLBLMN500. Payments via GCash or debit/credit cards are accepted.

Prima Casa Land & Houses, Inc., known through its “LUMINA” brand, has evolved to be the practical choice of everyone in realizing their dream of home ownership. Lumina is the leading mass housing developer in the country with its roster of value-priced homes in affordable and self-sustaining communities.

For more information and announcements, follow @luminahomesofficial on Facebook or visit Lumina Homes’ official website at www.lumina.com.ph.

Maximize your budget and groceries with Robinsons Supermarkets’ PISO Sale at MetroMart this October 14-17

As we are heading into the holiday season, the double digit promos, payday discounts and PISO SALEs are also ramping up! And with this payday weekend, you can definitely double down on the deals from the Robinsons Supermarket PISO SALE, exclusively via MetroMart this October 14-17, 2022.

Power to the Piso

Don’t miss out on the upcoming Robinsons Supermarket PISO SALE, exclusively available via MetroMart topbilling the mid-October payday weekend this October 14-17, 2022. You’ll have a chance to snag premium brands and products in big quantities for ₱1.00 ONLY! It’s perfect for stocking up your pantry, and the big quantities are great for sharing among members of the family. These include Delimondo Ranch Style Corned Beef, Coke Zero Sugar, Oreo Vanilla Cookies, Selecta Fortified Milk, Gardenia Sliced Bread, and Colgate Triple Action Toothpaste.

The Right Timing

Select products are available for only ₱1.00 within schedules of 9AM- 2PM & 3PM-8PM throughout October 14-17, 2022, Friday until Monday. The first PISO SALE day will also have the 1-peso products available the whole day, from 9AM – 8PM.

Please see the PISO SALE itinerary below:

Date and Time	Item	Retail Price
Oct 14, 9am-8pm	Delimondo Ranch Style Corned Beef 380G Gardenia Regular Slice Whitebread	₱185.00 ₱79.00
Oct 15, 9am-2pm	Ruffles Cheddar Sour Cream 6.5oz Coke Zero Sugar 2L	₱157.50 ₱74.50
Oct 15, 3pm-8pm	Selecta Fortified Milk 1L x2 Oreo Vanilla x9	₱150.50 ₱74.00
Oct 16, 9am-2pm	Coke Zero Sugar 2L Mi Sedaap Spicy Chicken 87g x5 Mi Sedaap Mi Goreng 91G x5	₱74.50 ₱88.00 ₱88.00
Oct 16, 3pm-8pm	Colgate Triple Action Toothpaste 175G 2pcs Zonrox ColorSafe Bleach 900ML	₱185.00 ₱67.25
Oct 17, 9am-2pm	CDO Funtastyk Chicken Tocino 450g CDO Chicken Ham 250G	₱173.00 ₱99.75
Oct 17, 3pm-8pm	Gardenia US600 Thick Slice Whitebread Libby’s Vienna Sausage Robinsons Interfold Kit 1ply 120 pulls 3 pcs	₱79.00 ₱65.00 ₱98.00

*Sale items are subject to availability in Robinsons Supermarket branches.

Bank promos and cashbacks

200 or 300 pesos shaved off of your total tab can go a long way, and the trick may lie in the payment method! Most banks offer discounts for both their debit and credit cardholders. Even e-wallet fintech platforms like GCash and Maya do the same. Partnered with the PISO SALE, you can definitely stretch your peso and purchasing power with your MetroMart order!

Nationwide PISO SALE

This payday weekend event is also available throughout the Philippines, where MetroMart has expanded its serviceable locations! The PISO SALE is available in participating branches of Robinsons Supermarket via the MetroMart app and website, all over Metro Manila and key locations throughout the Philippines, including Bicol, Palawan, Tagaytay, Pangasinan, Cavite, Cebu, Baguio and Davao

The Robinsons Supermarket PISO SALE, exclusively via MetroMart, is applicable to New and Existing Users of MetroMart. A min. spend of only ₱2,500 is required in order to avail the 1-peso sale items. Only completed checkout of orders within the scheduled day and time can avail the discounted items.

Are you new to MetroMart? Sign up for a MetroMart account here and enjoy Php200 grocery credit.

For more updates on MetroMart, follow it on Facebook and Instagram at @metromartph.

Details provided in a recent press release.

Why you should design your bedroom with a Scandi aesthetic

The Scandinavian aesthetic – which originated from Nordic countries such as Denmark, Norway, Sweden, Finland and Iceland – has stayed in prominence among design styles preferred by home owners for quite some time.

Characterized by clean lines, light spaces and the absence of clutter – hallmarks of Nordic minimalism – this design theme has the surprising ability to imbue the look and feel of warmth and welcome into a space, as well as having a strong visual appeal.

Basic Principles

Scandinavian design is guided by the principles of balance and harmony with one’s environment using well-crafted and high-quality items while remaining unencumbered by excess clutter.

This design philosophy uses a minimalist and well-considered approach which seeks to combine beauty and functionality, resulting in a sleek and modern decor that still feels warm and inviting.

Scandinavian design principles for the bedroom

It’s not surprising then that Scandi themes translate quite well in bedrooms.

The bedroom is space within the home dedicated to resting and restoring oneself – where one shakes off the concerns from the outside world at the end of the day, and then prepares for the challenges of a new day.

Within this space, one should be able to take a restful slumber, do relaxing activities like reading or meditation, or just enjoy one’s solitude.

The bedroom should definitely be a welcoming place, somewhere to let loose and relax. Applying Scandi design principles to one’s bedroom helps to bring about these desired effects.

Here are rules of thumb that will help you design a tasteful Scandi bedroom:

Keep it simple.

Prioritize simplicity and functionality by keeping the bedroom free of clutter and unessential elements. Use sleek, clean-lined modern furniture, while implementing proper arrangement and storage of the room’s elements. Doing so will help to declutter your mind, resulting into a more relaxing space.

Use muted colors.

Scandi design uses quite a lot whites, grays and tans, and complements this neutral and nature-based palette with accents of blue and other bright colors. These contribute to less unwanted visual stimulation and gives the room a more soothing atmosphere.

Maximize natural light.

Artificial sources of illumination may increase risks for migraines and eye strain so it follows that making the most of natural light will help in minimizing these risks, and has the bonus benefit of improving one’s sleep cycle.

Painting the walls white as well as making minimal use of window treatments help to optimize the natural light the enters the bedroom.

Bring the outside in.

Nature plays a big role in Scandi design, attributable to the natural beauty of Scandinavian countries, as well as their long winter season which led to the desire to incorporate natural elements into interior spaces.

This can be achieved through the use of plants and flowers that add pops of color to the minimalist design, as well as through the use of light woods such as beech, ash and pine which inject warmth into the space.

Design for hygge.

Scandinavian design embraces the concept of hygge – the quality of coziness and comfort that engenders a feeling of contentment or well-being – which would definitely suit the bedroom.

Adding elements that add joy or the feeling of living well such as cool and silky bed sheets, a comfy comforter, or tasteful artwork will not only personalize your bedroom but also create a space you would look forward to escaping to.

Thinking of applying a Scandi aesthetic to your bedroom? It might be time to hie yourself over to IKEA for great ideas and exciting finds.

About IKEA

In 1951, the IKEA began operating as a mail-order catalogue business based in Almhult, a small, forested village in the Swedish countryside. Its founder, Ingvar Kamprad decided to sell good-quality furniture at low prices.

Since 2008, IKEA has been recognized as the largest furniture retailer in the world, with presence in Europe, Middle East, North Africa, East Asia, India, Southeast Asia, Oceania and North America.

In 2021, opened its largest store in the world right in our home turf, a 65,000 square meter outlet located in the Mall of Asia Complex in Pasay City which houses over 8,000 items.

You can visit IKEA Pasay at the MOA Square, Marina Way, Mall of Asia Complex, Barangay 76 Zone 10, CBP-IA, 1300 Pasay City, open daily from 10am to 10pm.

You may also order online through its website.

To stay updated on its promos and offers, follow it on Facebook and Instagram.

Header Image by Freepik | Other photos taken during store visit to IKEA Pasay.

Check out my previous posts about IKEA:

Answers to some questions you may have about IKEA PH (but haven’t gotten around to asking)

A taste of Scandinavia at IKEA’s Swedish Restaurant

Enjoy great freebies with the ShopSM App during SM Markets’ Super Month this October!

October is not just a holding month as we wait for the mad Christmas rush in December. Thanks to all the fantabulous offers from the whole SM community, it’s actually a Super Month!

This whole month, SM Supermalls, the SM Store and SM Markets go all out discounts, promos and freebies, giving us shoppers not just a fantabulous time shopping, but awesome savings as well.

Thanks to SM’s online store ShopSM and the ShopSM App, we don’t have to leave home to shop to our heart’s content. We can simply go click-click-click on our computers or go tap-tap-tap on our mobile phones as we select and check out our purchases.

We can even earn points for our SM Advantage Card when we shop online, just as we do in-store. Plus, we could also look forward to exciting member’s only discounts and benefits.

This month, food shopping becomes super-sulit with SM Markets’ Super Month triple threat ensemble:

Super Tipid Deals which allows us to double down on discounts and savings
Super Sulit Grocery Shopping which allows us to stretch our budget and give power to our piso
Super Sarap Treats which gives us perks and freebies to make our shopping experience extra sweet

Simply shop online at shopsm.com/groceries with a minimum spend of Php2,000 to enjoy to enjoy these freebies!

*Duration*	*Free Gift*
Oct 1-3	SM BONUS SPAGHETTI 250G CENTURY TUNA FLAKES IN VEG OIL 155G
Oct 4-6	SM BONUS ISOPROPYL ALCOHOL 70% 250ML SM BONUS FACIAL TISSUE 2 PLY TRAVEL PACK 70PULLS
Oct 7-9	SM BONUS HOTCAKE MIX 500G TANG POWDER JUICE ORANGE 20G
Oct 10-13	SM BONUS MACARONI ELBOW 400G NESTLE CARNATION EVAPORATED 250ML
Oct 14-16	SM BONUS FISH BALL 200G
Oct 17-19	TURON WITH LANGKA SM BONUS MARSHMALLOWS 200G
Oct 20-22	SM BONUS PEANUT BUTTER 224G SM BONUS MARSHMALLOWS 80G
Oct 24-25	SM BONUS SODA WATER 330ML OISHI GRAB NUTS ROASTED CASHEWS 30G

Plus, you can take advantage of these perks for more savings!

*Duration*	*Online Promo*
*Oct 1-31*	*FREE DELIVERY:* Free delivery with a min. P1,500 spend. Use promo code SUPERMONTH to avail.
*Oct 1-16*	*SUPER BRANDS: UNILEVER* P90 off on Pick-Up orders with a min. P600 spend on Unilever items Free Delivery + discounts with a min. spend on Unilever items Virtual Bundling Up to 25% off on select Unilever items
	*SUPER BRANDS: SELECTA* P80 off on delivery with a min. P400 spend on Selecta Ice Cream items
*Oct 1-29*	*SUPER BRANDS: GARDENIA* Free delivery on P199 spend of Gardenia.
*Oct 1-31*	*SUPER BRANDS: ALASKA* Free 1PC of Lock & Lock 2.6L with a min. P1,000 spend on Alaska items
	*SUPER BRANDS: P&G* Up to 18% off on select P&G items
	*SUPER BRANDS: PHILUSA* Up to 25% off on select Philusa items
	*SUPER BRANDS: GRABMART* Oct 1-7 – Free 2pcs SM Bonus Paper Towel 2 ply with a min. P1,500 spend Oct. 8-13 – Free Quaker Oats Instant Oatmeal 400g with a min. P1,500 spend Oct.17-21 – Free Lay’s Stax Original 135g with a min. P1,500 spend Oct.22-28 – Jack & Jill Cloud 9 Classic 7g 36pcs with a min. P1,500 spend Oct. 29-31- Free SM Bonus Christmas Bag P350 with a min. P5,000 spend. Oct. 14-16 – Free delivery with a min. P1,500 spend Oct. 1-31 – 10k Voucher Raffle Promo Mechanics: Get a chance to win P10,000 voucher for every transaction worth at least P3,500. No. of Winners: 3

With such super deals – free gifts, free delivery and huge discounts – October really is a Super Month for shopping!

And we won’t have to leave home! Just visit shopsm.com/groceries or download the ShopSM app on Google Play or the App Store.

Planning to shop in-store? The weekend of October 14 to 16 is great time to do so as it is Tatang’s Weekend Sale! In honor of SM’s founder Henry Sy, whom the SM community affectionately refers to as Tatang, SM Markets will offer up to 50% off on participating items, free delivery on with a minimum Php1,000 single-receipt spend, plus a chance to be one of 10,000 winners of Php10,000 worth of shopping money!

Check out my previous posts about SM Markets: