Is Your Home Keeping Up with Your Growing Family?


As your family grows, so do your needs for space, comfort, and functionality. The house that was once perfect for a couple may start feeling cramped as children come into the picture, bringing their toys, activities, and unique requirements. Knowing when to consider upgrading your house size is essential to ensure that your family’s changing needs are adequately met.

When Should You Upgrade Your Home?

The decision to upgrade your home should be based on several key factors. One of the primary indicators is space limitations. If you find your current living space feeling cluttered and cramped, with belongings spilling into every available nook, it might be time to start considering a bigger house. Additionally, the number of bedrooms becomes crucial as your family grows. As children reach a certain age, sharing bedrooms may no longer be a practical or peaceful solution.

Another factor to consider is functionality. Are you finding it challenging to accommodate your family’s lifestyle and daily routines within the existing layout? A house that worked well for a couple might become less convenient as the family dynamics change. Consider whether you need more open spaces, a larger kitchen, or a dedicated playroom for the kids.

Lastly, the emotional aspect of needing a home that accommodates your family’s growth is essential. A bigger house can provide a sense of stability and comfort, creating a space where everyone can thrive and make lasting memories together.

Sweet Couple playing under the blanket on the bed
Is It Worth Upgrading to a Bigger House?

Deciding whether upgrading to a bigger house is worth the expense and the effort involves evaluating both financial and practical aspects. While a larger home may come with a higher price tag, it can also be a long-term investment that pays off in various ways.

Financially, it’s essential to assess your budget and calculate how much you can comfortably afford. Take into account not only the down payment but also the ongoing expenses, such as property taxes, maintenance costs, and utility bills. However, keep in mind that investing in a bigger home might appreciate in value over time, potentially building equity for your family.

On the practical side, a bigger house can offer numerous benefits. More space means everyone has room to pursue their interests and hobbies. It also allows for better organization and reduces the chances of clutter accumulation. Plus, a larger home may provide the opportunity to entertain guests comfortably, fostering social connections and family bonding.

Happy couple at Home office with Online business, Marketing online and freelance job
What Is the Ideal House Size to Raise a Family?

The ideal house size for raising a family varies depending on individual preferences and needs. While some families may thrive in a spacious suburban home with a backyard, others may prefer a more compact urban dwelling with easy access to amenities.

When determining the ideal house size, consider striking a balance between space and maintenance costs. A massive property might provide ample room to roam, but it could also demand more time and money for upkeep. Assess your family’s lifestyle and prioritize essential features that enhance daily living, such as sufficient bedrooms, storage space, and areas for family activities.

Remember that the right house size is more than just the physical dimensions; it’s about finding a place that feels like home, where your family can flourish and create lasting memories.

Cheerful Happy couple relaxing in sofa at home
Manage Your House Mortgage Payments

Managing your house’s mortgage payments is crucial for maintaining your family’s financial stability and security. Here are some valuable tips to help you stay on top of your mortgage:

a. Create a Budget: Develop a detailed budget that includes all income sources and monthly expenses. Allocate a portion of your budget for mortgage payments and stick to it diligently.

b. Prioritize Savings: Build an emergency fund to cover unexpected expenses, such as repairs or medical emergencies. Having a safety net will ease financial stress and prevent you from falling behind on mortgage payments.

c. Use a Mortgage Checker: Utilizing a mortgage checker to calculate and plan your mortgage payments can help you determine how much you can afford, estimate your monthly payments, and explore different repayment options.

Upgrading your house size as your family grows is a significant decision that impacts your family’s comfort, well-being, and future. Knowing when it’s time to consider a bigger house, weighing the benefits, and finding the ideal size that suits your family’s needs are essential steps in this process. Additionally, managing your house’s mortgage payments is crucial for maintaining financial stability and ensuring a secure future. By using practical tips and tools like a mortgage checker, you can navigate this exciting phase of life with confidence, creating a home where your family can thrive and build cherished memories together.

Images by jcomp on Freepik

5 surprising ways owning a home improves your quality of life

Owning a home is a dream come true for many people. It provides a sense of accomplishment, financial stability, and the freedom to create a space that is uniquely yours. But beyond these tangible benefits, owning a home can also have a profound impact on your overall quality of life. From improved health and well-being to a stronger sense of community, owning a home offers a wide range of benefits that can enhance your overall happiness and satisfaction.

Let’s explore some of the ways in which owning a home can improve your overall quality of life. Whether you’re a first-time homebuyer or a seasoned homeowner, these insights can help you appreciate the many benefits of homeownership and make the most of your investment.

Lumina Homes

So, if you’re ready to discover how owning a home can improve your overall quality of life, keep reading. From financial stability to personal fulfillment, community connection to improved health, and flexibility, owning a home offers a wide range of advantages that can make a positive impact on your life in countless ways. Let’s dive in and explore some of the most significant ways that owning a home can benefit you and your family.

  1. Financial Stability. One of the most significant benefits of owning a home is financial stability. Unlike renting, owning a home provides you with an asset that can appreciate over time, providing long-term financial security. Additionally, owning a home can also provide you with tax benefits, including deductions for mortgage interest and property taxes.
  2. Personal Fulfillment. Owning a home can also provide a sense of personal fulfillment and accomplishment. There is something special about having a place to call your own and creating a space that reflects your personality and style. Whether it’s choosing paint colors, decorating the yard, or making home improvements, owning a home provides a sense of pride and satisfaction that can be deeply fulfilling.
  3. Community Connection. When you own a home, you become a part of a community. This can be especially beneficial for families with children, as it provides opportunities for socialization, education, and community involvement. Additionally, owning a home can also provide a sense of stability and belonging, which can be essential for mental health and overall well-being.
  4. Improved Health. Owning a home can also have a positive impact on your physical health. For example, having a backyard can provide opportunities for exercise, gardening, and outdoor activities that can improve your overall health and well-being. Additionally, owning a home can also reduce stress and improve mental health by providing a sense of security and stability.
  5. Flexibility. Finally, owning a home provides you with the flexibility to customize your space to fit your needs and lifestyle. Whether it’s adding a home office, creating a nursery, or building a backyard oasis, owning a home provides the freedom and flexibility to create a space that is uniquely yours.
Lumina Homes

Owning a home can have a profound impact on your overall quality of life. From financial stability and personal fulfillment to improved health, community connection, and flexibility, owning a home offers a wide range of benefits that can enhance your happiness and well-being. As you consider your options for homeownership, it’s essential to weigh the many advantages against any potential challenges or drawbacks.

Whether you’re a first-time homebuyer or a seasoned homeowner, there’s no denying the many benefits of owning a home. By carefully considering your options, choosing a home that meets your needs and lifestyle, and taking advantage of the many resources available to homeowners, you can enjoy a fulfilling and rewarding homeownership experience that will improve your overall quality of life for years to come.

So why not make the move to acquire your dream home in a Lumina Homes community?

Whether you’re in Luzon, Visayas or Mindanao, there’s a Lumina Homes community waiting for you. The projects are available in over 50 key cities and municipalities in the Philippines, such as Rizal, Bulacan, Bataan, Zambales, Nueva Ecija, Tarlac, La Union, Cagayan, Cavite, Batangas, Laguna, Quezon, Albay, Sorsogon, Iloilo, Cebu, Negros Occidental, Agusan del Norte, Zamboanga del Sur, Bukidnon, Misamis Occidental, and Davao del Norte.

Lumina Rosario

Getting your own Lumina dream home is made even easier, thanks to various financing options, such as:

  • Pag-Ibig Financing which offers the lowest possible interest rate with a 14-month downpayment term and a 30-year maximum loan term
  • Bank Financing which has faster loan processing with a 16-month downpayment term and a 20-year maximum loan term
  • Deferred Financing which involves straight payment of total contract price over 24 month at 0% interest
  • Spot Cash which involves full payment of total contract price applying a 6% discount if made within 30 days from payment of reservation fee, 8% if made within the reservation month, and 10% if made within 10 days of reservation date

Here’s how to get Php500 off when reserve your own Lumina home online:

  1. Visit Lumina Homes’ website.
  2. Click “E-Services” and “Reserve Online” then fill out your details.
  3. Fill out the project name, phase, block and lot of your preferred Lumina project.
  4. Proceed to payment and use my code JLBLMN500. Payments via GCash or debit/credit cards are accepted.

Prima Casa Land & Houses, Inc., known through its “LUMINA” brand, has evolved to be the practical choice of everyone in realizing their dream of home ownership. Lumina is the leading mass housing developer in the country with its roster of value-priced homes in affordable and self-sustaining communities.

For more information and announcements, follow @luminahomesofficial on Facebook or visit Lumina Homes’ official website at www.lumina.com.ph.

Images provided by Lumina Homes.

5 signs it’s time to consider buying your own home

For most of us, home ownership is a major milestone.

It is not just the hallmark of the ability to make a significant long-term financial commitment, it is also the start of putting down roots. It involves creating a home and establishing your presence in a community for a long period of time, perhaps even permanently. When you own a home, your family has a place to grow up in, and you have a legacy to pass on to your children.

Home ownership also demands some sacrifice: aside from the major financial investment involved, you also need to maintain the home, keeping it clean and in good condition and ensuring that its facilities – from its furnishings and appliances to its fixtures – are working well.

Lumina Homes

With all of these important considerations, how can you know if you’re ready to own a home?

Here are some signs:

  • You have a stable income. Paying off your home mortgage will take a significant portion of your budget over many years. You need to be able to count on a steady job or other revenue streams such as investments or side hustles to afford your monthly mortgage payments.
  • You have saved – a lot! – for a rainy day. Should an emergency occur while you are making those monthly house payments, you need to be able to handle both without putting yourself in a sticky financial predicament. A good rule of thumb is to have money equivalent to six months of your monthly house payments set aside as savings prior to signing the deed.
Lumina Homes
  • You have good credit. How you handle small debts – such as credit card payments – can be a strong indicator of how you will handle major financial responsibilities such as house payments.
  • You are comfortable with managing and maintaining a home. Aside from making your monthly payments, home ownership also comes with many responsibilities such as maintaining the property, making repairs and remodeling when needed.
  • Your life is aligned with home ownership. If you are at a time when you want more space to raise a family, pursue hobbies and interests, or to put down roots in an area you love, then it may be time to set up a home of your own.
Lumina Homes

So if you think you’re ready to dive into home ownership, be sure to check out your nearest Lumina Homes project!

These projects are available in over 50 key cities and municipalities in the Philippines such as in Rizal, Bulacan, Laguna, Isabela, Bataan, Zambales, Nueva Ecija, Tarlac, Pangasinan, La Union, Cagayan, Isabela, Cavite, Batangas, Laguna, Quezon, Albay, Sorsogon, Iloilo, Cebu, Negros Occidental, Agusan del Norte, Zamboanga del Sur, Bukidnon, Misamis Occidental, South Cotabato and Davao del Norte.

Each is strategically located close to major thoroughfares, transport hubs, schools, hospitals, and business and leisure centers.

Inside these communities are well-designed and constructed house models for one that will suit your needs from single-story starter home rowhouses to two-storey townhomes and detached units, all built with living and dining areas, provision for bedrooms, service areas, as well as toilet and bath.

Aside from having an affordable yet comfortable abode, living at a Lumina Homes community also affords you with amenities that are conducive to enjoyable times spent out of doors.

These include a basketball court, children’s playground, function hall, and mini gardens enclosed in a perimeter fence with 24/7 security, plus free shuttle service to and from town.

Lumina Rosario

Getting your own Lumina dream home is made even easier, thanks to various financing options, such as:

  • Pag-Ibig Financing which offers the lowest possible interest rate with a 14-month downpayment term and a 30-year maximum loan term
  • Bank Financing which has faster loan processing with a 16-month downpayment term and a 20-year maximum loan term
  • Deferred Financing which involves straight payment of total contract price over 24 month at 0% interest
  • Spot Cash which involves full payment of total contract price applying a 6% discount if made within 30 days from payment of reservation fee, 8% if made within the reservation month, and 10% if made within 10 days of reservation date
Lumina Homes

Here’s how to get Php500 off when reserve your own Lumina home online:

  1. Visit Lumina Homes’ website.
  2. Click “E-Services” and “Reserve Online” then fill out your details.
  3. Fill out the project name, phase, block and lot of your preferred Lumina project.
  4. Proceed to payment and use my code JLBLMN500. Payments via GCash or debit/credit cards are accepted.

Prima Casa Land & Houses, Inc., known through its “LUMINA” brand, has evolved to be the practical choice of everyone in realizing their dream of home ownership. Lumina is the leading mass housing developer in the country with its roster of value-priced homes in affordable and self-sustaining communities.

For more information and announcements, follow @luminahomesofficial on Facebook or visit Lumina Homes’ official website at www.lumina.com.ph.

Sustainability redefined with Vine Residences, SMDC’s master-planned development in Novaliches

Sustainability has taken a whole new shape in today’s world. The recent health crisis has put health, safety, and well-being in the center of the discussion, and climate change has placed disaster risk reduction and resilience front and center.

SM Development Corporation (SMDC), “Developer of the Year” at the DOT Property Philippines Awards 2022, remains resolute in building sustainable communities across the country that address the safety, security, and evolving needs of Filipino homebuyers.

Vine Residences - Central Park_Night shot
A sprawling oasis in the heart of the city, Vine Residences demonstrates SMDC’s unique ability to create holistic ecosystems of sustainable communities. The development sits right within the SM City Novaliches complex, offering a premium integrated lifestyle.

It’s more than just being green

Now more than ever, developers are being assessed against Environmental, Social, and Governance (ESG) standards — how they’re able to provide safe and secure environments, improve health, well-being, and overall quality of life, all while addressing the environmental impacts of real estate development.

One of the master-planned communities that encapsulates this trifecta is SMDC’s Vine Residences. This gated vertical community has dedicated 52 percent of its total land area to open spaces, which has rightfully earned Vine Residences the title, “Best Landscape Architectural Design,” from PropertyGuru Philippines in 2021. Its expansive amenity area brings the joys of the outdoors right to your very own backyard.

A slew of resort-style amenities await residents at the Central Park — intricately-designed swimming pools, an engaging children’s play zone, and lush sunken gardens that flaunt an exquisite use of space and foliage. If adventure is what you’re after, discover the beauty of nature at the Camp Hill Site. Go searching for treasure as you trek along the Eco Trail, or enjoy a competitive game of basketball or volleyball at the covered court.

What truly rounds up SMDC’s commitment to sustainability, however, are their upgrades or practices that, all in all, enhance each development’s resilience and overall efficiency while promoting environmental stewardship. For instance, Vine Residences has been raised from the ground by approximately three meters, not only to preserve the trees and vegetation in the area, but also to strengthen the community’s defense against flooding. It’s also equipped with a detention tank that controls and mitigates water discharge in cases of heavy rains. A rainwater collection system, on the other hand, enables rainwater to be recycled and used to water its landscape.

Vine Residences - Vine Nature Park_Night Shot
Sustainability is ingrained in each SMDC community. With its Nature Park, Vine Residences, a ready-for-occupancy (RFO) development, promotes green and healthy living in all aspects.

Couple these with the way the hotel-like lobbies and right-sized units at Vine Residences are designed to maximize the use of natural light and ventilation, and the walkability that a home right within the SM City Novaliches complex provides, and you are granted a sustainable lifestyle in a disaster-resilient property.

Novaliches as a hyper-connected economic corridor

Shaping today’s property sector along with sustainability is infrastructure. Given real estate’s confounding implications on both the economy and the environment, these two go hand in hand in uplifting quality of life — sustainability practices future-proofing homes and prioritizing health and wellness, and infrastructure developments triggering economic opportunities and paving the way for hyper-connectedness inter- and intra-cities.

Novaliches, in particular, is in a particularly exciting position when it comes to reaping the benefits of sustainable infrastructure. The soon-to-be-completed MRT Line 7 will connect the area to the planned North Triangle Common Station, where transfers can be made to other train lines. The west of the metro will soon be easily reachable via LRT Line 1, and the MRT Line 3, together with the future Mega Manila Subway, will enable ease of travel down south.

This not only signifies utmost convenience in getting in and around Metro Manila. It also solidifies Novaliches as a key economic corridor, and marks it as a real estate investment hotbed to look out for.

Real estate as the golden ticket to sustainable investments

When it comes to sustainable investments, financial experts agree that real estate is the safest, most practical choice. Real estate assets are not only income-generating, but inflation-hedging as well. 

It is a must-have in one’s investment portfolio, primarily because real estate is bound to appreciate in value over time. It stays ahead of inflation, protecting your hard-earned money and even growing it in leaps and bounds in a 10 to 20-year horizon. For immediate yet steady returns, you can always choose to rent out your unit.

Vine Residences - Lobby
As part of their continued push towards making the luxurious attainable, SMDC curates an affluent lifestyle for their residents. Opulently-designed lobbies and a dedicated front desk team not only make sure you get treated to a VIP experience every day, but are given more time and energy for the things that truly matter.

The secret lies in choosing the right developer. SMDC’s distinct formula of sustainable developments in progressive locations has, time and time, proven itself rewarding for both end-users and investors. Add to that the integrated mall lifestyle they’ve pioneered, and the human-centric approach to property management and leasing services they carry.

Steadfast in building an affluent nation of homeowners, the trailblazing developer has recently launched their Move In Now Campaign, which essentially enables more Filipinos to own and immediately move into luxurious and masterfully-designed, sustainable homes. The program allows prospective buyers to enjoy as much as 10 percent discount upon reservation on select SMDC RFO developments nationwide. It also lets them in on the opportunity to move in right away with a five percent spot cash  payment. On top of that, SMDC gives prospective buyers a housewarming present with a premium furniture item from Our Home.

More than just an after-thought, sustainable homes are a necessity, and they are now made attainable to many, thanks to SMDC. Start living sustainably and holistically with SMDC, and move in now to Vine Residences.

To know more about the promotions you can avail of under the Move In Now Campaign, follow SMDC on Facebook, Instagram, YouTube, Twitter, and Tiktok, or visit the SMDC website.

Details and images provided in a recent press release.

#HomeForTheHolidays: 5 reasons home-buying during the holidays might work best for you

The holiday season is a time of joy, celebration, and togetherness with family and friends. It is also a time when many people dream of having their own home to host holiday gatherings and create lasting memories. If you are currently renting or living with family or friends, now is the perfect time to consider the benefits of owning your own home in time for the holidays.

Here are some reasons why it’s best to have your own home in time for the holidays:

  • Host the perfect holiday gathering. When you own your own home, you have the freedom to host holiday gatherings and create the perfect atmosphere for your loved ones. Whether you want to decorate your own space, cook your favorite holiday meals, or simply enjoy the warmth of your own fireplace, having your own home provides the perfect backdrop for creating holiday memories.

Lumina Holidays

  • Enjoy your own traditions. When you own your own home, you can start your own holiday traditions and create special memories with your family and friends. Whether it’s hanging stockings by the fireplace, baking holiday cookies, or singing carols around the piano, owning your own home provides the perfect opportunity to create new traditions that can last a lifetime.
  • A sense of pride and accomplishment. Owning your own home is a major accomplishment that provides a sense of pride and accomplishment that can be especially meaningful during the holiday season. Knowing that you have a place of your own to call home can bring a sense of comfort and stability that is essential during the often-stressful holiday season.
Lumina Holidays
  • A perfect gift for your family. If you have a family, owning your own home can be the perfect holiday gift for them. Having a place to call home provides a sense of security and stability that can be especially important during the holiday season. Additionally, owning your own home can be a smart investment that can provide long-term financial benefits for your family.
  • Freedom and flexibility. When you own your own home, you have the freedom to decorate and personalize your space however you want. This can be especially meaningful during the holidays when you want to create a warm and welcoming atmosphere for your family and friends. Additionally, owning your own home provides flexibility in terms of scheduling and planning holiday events. You don’t have to worry about rental restrictions or the availability of a space because you have your own home to host events. This can make it easier to plan events on your own schedule and ensure that your holiday plans are not disrupted by external factors.
Lumina Holidays

Owning your own home can provide a number of benefits that are especially valuable during the holiday season. From hosting the perfect holiday gathering to enjoying your own traditions, owning your own home can provide a sense of pride, accomplishment, and stability that can be especially meaningful during this special time of year. If you are considering purchasing a home, now is the perfect time to start the process so you can enjoy the benefits of homeownership in time for the holidays.

So why not make the move to acquire your dream home in a Lumina Homes community?

Whether you’re in Luzon, Visayas or Mindanao, there’s a Lumina Homes community waiting for you. The projects are available in over 50 key cities and municipalities in the Philippines, such as Rizal, Bulacan, Bataan, Zambales, Nueva Ecija, Tarlac, La Union, Cagayan, Cavite, Batangas, Laguna, Quezon, Albay, Sorsogon, Iloilo, Cebu, Negros Occidental, Agusan del Norte, Zamboanga del Sur, Bukidnon, Misamis Occidental, and Davao del Norte.

Lumina Holidays

Getting your own Lumina dream home is made even easier, thanks to various financing options, such as:

  • Pag-Ibig Financing which offers the lowest possible interest rate with a 14-month downpayment term and a 30-year maximum loan term
  • Bank Financing which has faster loan processing with a 16-month downpayment term and a 20-year maximum loan term
  • Deferred Financing which involves straight payment of total contract price over 24 month at 0% interest
  • Spot Cash which involves full payment of total contract price applying a 6% discount if made within 30 days from payment of reservation fee, 8% if made within the reservation month, and 10% if made within 10 days of reservation date

Here’s how to get Php500 off when reserve your own Lumina home online:

  1. Visit Lumina Homes’ website.
  2. Click “E-Services” and “Reserve Online” then fill out your details.
  3. Fill out the project name, phase, block and lot of your preferred Lumina project.
  4. Proceed to payment and use my code JLBLMN500. Payments via GCash or debit/credit cards are accepted.

Prima Casa Land & Houses, Inc., known through its “LUMINA” brand, has evolved to be the practical choice of everyone in realizing their dream of home ownership. Lumina is the leading mass housing developer in the country with its roster of value-priced homes in affordable and self-sustaining communities.

For more information and announcements, follow @luminahomesofficial on Facebook or visit Lumina Homes’ official website at www.lumina.com.ph.

Images provided by Lumina Homes.

Reserving your Lumina home this week? Enjoy a 50% discount at Shopee!

Gone are the days when people believe August as a ghost month. And for Lumina Homes, August means celebrating its anniversary with its growing number of homeowners. You can say that it also marks the start of its long Christmas giveaways, beginning with this awesome 50% reservation discount during Shopee 8.8!

2022 AUGUST Lumina 1800x1080

Here’s the step-by-step guide to claim your discounted e-voucher:

  • Proceed to Lumina Homes Shopee Mall store at www.shopee.ph/luminahomesofficial;
  • Browse through the available or featured home reservation e-vouchers;
  • Read the e-voucher description and chat with the seller to inquire about Lumina Homes projects location where you can use the e-voucher;
  • Choose your preferred e-voucher and click “Buy Now” or “Add to Cart” and pay for the e-voucher through Shopee Pay, GCash, or credit card.
  • The Lumina Homes Expert will receive a notification of the sale, then he/she will contact you to schedule an online appointment for marketing briefing and completion of documents.

Times are changing, and the ease of reserving your new home only gets more and more appealing, at least when you’re dealing with Lumina Homes. 

Choose your preferred location, whether you’re in Luzon, Visayas or Mindanao. The projects are available in over 50 key cities and municipalities in the Philippines, such as Rizal, Bulacan, Bataan, Zambales, Nueva Ecija, Tarlac, Pangasinan, La Union, Cagayan, Cavite, Batangas, Laguna, Quezon, Albay, Sorsogon, Iloilo, Cebu, Negros Occidental, Agusan del Norte, Zamboanga del Sur, Bukidnon, Misamis Occidental, and Davao del Norte.

Is stepping into your home your 2022 Christmas wish? This Lumina Homes x Shopee 8.8 could be your sign to fulfill that goal and more! With Lumina Homes’ beautiful houses and modern community centers, right away you’ll definitely feel that you belong.

DTI Fair Trade Permit No. FTEB-147555 Series of 2022

Here’s how to get Php500 off when reserve your own Lumina home online:

  1. Visit Lumina Homes’ website.
  2. Click “E-Services” and “Reserve Online” then fill out your details.
  3. Fill out the project name, phase, block and lot of your preferred Lumina project.
  4. Proceed to payment and use my code JLBLMN500. Payments via GCash or debit/credit cards are accepted.

For more information and announcements, follow @luminahomesofficial on Facebook or visit Lumina Homes’ official website at www.lumina.com.ph.

Discover the joys of home ownership with Lumina Homes during the Shopee 7.7 Mid-year Sale

With all your other expenses and payables, you might be putting your dreams of having your own home on hold.

While that is a valid decision, you might be missing out on some of the benefits of home ownership, such as:

  • Establishing equity. As you continue to pay your mortgage, the value of your home increases.
  • Greater control over expenses. You might be right in believing that your house amortization will eat a huge chunk from your monthly budget. However, this amount is fixed (unless you choose to change it) and has a finite period to pay. That means you can plan for your expenses. Plus, it also builds your fiscal discipline by accustoming you to setting aside a large part of your income for your house payments. In contrast, paying rent never ends and is also subject to price increases depending on your landlord.
  • Strengthening your credit. Demonstrating how you are able to fulfill your monthly payments helps strengthen your credit over time, making it easier for you to get financing for other items in the future such as a car loan or business loan.
Lumina Polomolok
Lumina Polomolok

And thanks to Lumina Homes, affordable houses and lots for your dream home are within easy reach!

Can’t decide among Lumina Homes’ Adriana, Angeli, and the other beautiful houses? Maybe this extended 10% discount on reservation fee this July will help make up your mind! 

angeli single firewall 1
Angeli Single Firewall
Lumina Homes
Adriana Townhouse

Save up to P1,500 when you reserve your Lumina Home house and lot unit via Shopee 7.7 Mid-year Sale from July 1 to 9.

Here’s the step-by-step guide to claim you discounted e-voucher:

  • Proceed to Lumina Homes Shopee Mall store at www.shopee.ph/luminahomesofficial
  • Browse through the available or featured home reservation e-vouchers
  • Read the e-voucher description and chat with the seller to inquire about Lumina Homes projects location where you can use the e-voucher
  • Choose your preferred e-voucher and click “Buy Now” or “Add to Cart” and pay for the e-voucher through Shopee Pay, GCash, or credit card.
  • The Lumina Homes Expert will receive a notification of the sale, then he/she will contact you to schedule an online appointment for marketing briefing and completion of documents.
Lumina Homes
Lumina Homes

Whether you’re in Luzon, Visayas or Mindanao, there’s a Lumina Homes community waiting for you. The projects are available in over 50 key cities and municipalities in the Philippines, such as Rizal, Bulacan, Bataan, Zambales, Nueva Ecija, Tarlac, La Union, Cagayan, Cavite, Batangas, Laguna, Quezon, Albay, Sorsogon, Iloilo, Cebu, Negros Occidental, Agusan del Norte, Zamboanga del Sur, Bukidnon, Misamis Occidental, and Davao del Norte.

DTI Fair Trade Permit No. FTEB-145712 Series of 2022

Here’s how to get Php500 off when reserve your own Lumina home online:

  1. Visit Lumina Homes’ website.
  2. Click “E-Services” and “Reserve Online” then fill out your details.
  3. Fill out the project name, phase, block and lot of your preferred Lumina project.
  4. Proceed to payment and use my code JLBLMN500. Payments via GCash or debit/credit cards are accepted.

For more information and announcements, follow @luminahomesofficial on Facebook or visit Lumina Homes’ official website at www.lumina.com.ph.

Lumina Homes showers 10% reservation discount at Shopee 6.6

It’s halfway through the year and Lumina’s promos are getting better for online shoppers! Missed the 5% discount last Shopee 5.5? Fret not because Lumina Homes is doubling the fun with 10% off your reservation free via Shopee from June 1 to June 8.

Grab this promo price using this link: http://www.shopee.ph/luminahomesofficial, and choose from the following Lumina Homes house models exclusively available at the Shopee 6.6 Promo:

Lumina Shopee 6.6

Here’s the step-by-step guide to claim you discounted e-voucher:

  • Proceed to Lumina Homes Shopee Mall store at www.shopee.ph/luminahomesofficial.
  • Browse through the available or featured home reservation e-vouchers
  • Read the e-voucher description and chat with the seller to inquire about Lumina Homes projects location where you can use the e-voucher
  • Choose your preferred e-voucher and click “Buy Now” or “Add to Cart” and pay for the e- voucher through Shopee Pay, GCash, or credit card.
  • The Lumina Homes Expert will receive a notification of the sale, then he/she will contact you to schedule an online appointment for marketing briefing and completion of documents.

This exclusive discount only runs until June 8 so decide on your dream house now and don’t forget to claim your discount voucher!

LUMINA HOMES X SHOPEE 6.6 PROMO
DTI Fair Trade Permit No. FTEB-143933 Series of 2022.

Lumina Polomolok
Lumina Polomolok

Lumina Homes is available in over 50 key cities and municipalities in the Philippines, such as Rizal, Bulacan, Bataan, Zambales, Nueva Ecija, Tarlac, Pangasinan, La Union, Cagayan, Isabela, Cavite, Batangas, Laguna, Quezon, Albay, Sorsogon, Iloilo, Cebu, Negros Occidental, Agusan del Norte, Zamboanga del Sur, Bukidnon, Misamis Occidental, and Davao del Norte.

Lumina Homes
Lumina Homes

Here’s how to get Php500 off when reserve your own Lumina home online:

  1. Visit Lumina Homes’ website.
  2. Click “E-Services” and “Reserve Online” then fill out your details.
  3. Fill out the project name, phase, block and lot of your preferred Lumina project.
  4. Proceed to payment and use my code JLBLMN500. Payments via GCash or debit/credit cards are accepted.

Details provided by Lumina Homes in a recent press release.

Lumina Homes recognized as Best Affordable Housing Developer in the first Carousell Property Awards

Lumina Homes has grown from a low-cost housing brand to one that provides a Filipino family’s ultimate dream home, but it always looks back to its roots of offering affordable and decent homes to everyone. Several award-giving bodies validate this commitment of Lumina Homes, and recently, the first-ever Carousell Property Awards recognized Lumina as Best Developer for Affordable Housing.

The 1st Carousell Property Awards celebrates the country’s most recognizable real estate developers and their finest developments. The Best Developer for Affordable Housing award is one of the nine categories, some of which were bestowed to Lumina’s sister companies under Vista Land & Lifescapes Inc., one of the country’s leading integrated property developers.

Carousell Award of Lumina Homes

Vista Land has guided Lumina in its 10 years of building more than 100,000 homes for Filipino families.

These Lumina projects are available in over 50 key cities and municipalities in the Philippines such as in Rizal, Bulacan, Laguna, Isabela, Bataan, Zambales, Nueva Ecija, Tarlac, Pangasinan, La Union, Cagayan, Isabela, Cavite, Batangas, Laguna, Quezon, Albay, Sorsogon, Iloilo, Cebu, Negros Occidental, Agusan del Norte, Zamboanga del Sur, Bukidnon, Misamis Occidental, South Cotabato and Davao del Norte.

Each is strategically located close to major thoroughfares, transport hubs, schools, hospitals, and business and leisure centers.

Lumina also listens well to current market needs, and it has started converting its developments to cater to the demand for bigger living spaces. Due to the pandemic, most property seekers are looking into two-storey house and lots with bigger room provisions, bigger lots, and better ventilation.

“We in Lumina Homes are committed to go beyond what is expected of an affordable housing community. We will continue to maximize and level up our developments’ potential in providing residents the quality home and life they deserve,” shares Engr. Joemi Tan, Division Head of Lumina Homes.

Recently, Lumina “unboxed” eSpacio, its very own amenity center composed of well-thought and functional amenities. Aside from standard amenities such as a multi-purpose hall, mini gardens, playground, jogging path, and a shuttle terminal, eSpacio also boasts of a holistic community center and “Tambayan ni Juan.”

The community center has office provisions for Health Center, Day Care Center, Senior Citizen Center, and Barangay Center while the “Tambayan ni Juan” features an al fresco dining hub with live performers on stage, so that homeowners can have a safer place to enjoy new-normal leisure and entertainment.

But Lumina’s advantage over most affordable housing brands is its push for real-estate solutions early on, even before the pandemic started.

For safer, smoother and faster transactions, Lumina offers efficient virtual home tours and subdivision walkthroughs. It has also perfected online reservation, online appointment booking, and online payment options through digital wallets and digital banking in partnership with national bank players.

For more information and announcements, follow Lumina Homes on Facebook or visit its official website.

Dreaming of living in a greener home? Check out this master-planned development in QC

Now that working remotely is as accessible as ever, many of us are moving outside the city to leave behind the concrete jungle in exchange for fresh air and proximity to nature. A recent Santos Knight Frank survey corroborates this pandemic-driven shift, with 33% of respondents now preferring to live in the suburbs, in search of low-density environments and wellness-related features.

Yet before you pack your bags and turn your back on the city for good, you might want to check SM Development Corporation (SMDC)’s Vine Residences. As the name suggests, this prime gated community lies at the heart of Novaliches in Quezon City, complete with all the amenities for those who wish to live among lush greeneries and quaint spaces. A testament to its world-class features are the awards it won at the PropertyGuru Philippines Property Awards in 2021 — Best Upper Affordable Condo and Best Landscape Architectural Design.

Here, you can enjoy basking in the serenity only nature can bring — without having to look far and wide, or to break the bank.

Commit to a Purposeful Lifestyle at the Vine Nature Park

SMDC Vine Residences Amenty Area

Named “Best Developer” in the PropertyGuru Philippines Property Awards both in 2020 and 2021, SMDC has been known in the industry for their commitment to sustainability. They exemplify this time and time with developments that provide safe and secure spaces, with vast, green spaces that encourage environmental stewardship and social connectedness.

At Vine Residences, this means various amenities strewn around what they call the “Vine Nature Park” that help you lead not just a healthy, active lifestyle but rather, a fulfilling one. There’s an eco and jogging trail where you can brisk walk or jog safely, day and night. There’s a private volleyball and basketball court too, where you can play friendly or competitive sports matches with your friends and family.

The best part, though, is the development’s very own Camp Hill Site, where you can spend intimate moments with your loved ones, surrounded by priceless gifts of nature. Imagine having long, tireless days of work or school – only for you to retreat in an enchanting campsite, literally a few steps away from your doorstep.

Nurture your family alongside nature

SMDC Vine Residences Sunken Garden

Did you know that living close to nature helps reduce stress levels, improves your mood, and has significant positive effects on children’s emotional, physical, and psychological well-being?

Now more than ever, health is of the essence. This goes hand-in-hand with the Santos Knight Frank study, which noted that open spaces, good air quality, and good views are now among the most important home considerations.

Luckily, SMDC has long been at the forefront of addressing Filipino homebuyers’ needs. Vine Residences boasts of a “Central Park,” where you will be greeted with sunken gardens, and easily, the most captivating landscapings you will ever see in a vertical residential development. Tranquil waters and spaces for meditation await you at the expansive swimming pools. There’s an outdoor children’s play zone too, to help mold and nourish your young ones.

Even more, Vine Residences is located inside the SM City Novaliches complex, giving you that extra exercise as you walk to a plethora of the area’s best restaurants, retail stores, and entertainment options. It’s also strategically located near reputable educational and health institutions, as well as major thoroughfares and transport hubs.

These, all together, make Vine Residences just the perfect place to raise your family.

Nowhere homier than the ‘Home of the Good Guys’

SMDC Vine Residences Lobby

SMDC prides itself as the “Home of the Good Guys,” and it shows in every touchpoint the residents have everyday in the community. From the holistic features of each and every development, to the kind of security, safety, upkeep their property management team provides, to reliable internet connectivity, weekend markets, health and wellness caravans, and job caravans – SMDC encompasses true hallmarks of nation-building.

Choosing Vine Residences as your home, therefore, not only means making yourself privy to the good SMDC is doing for the country. You’re also given a chance to live in a community that empowers you to do more good, day by day.

Now is the best time to invest in real estate

SMDC Vine Residences Model Unit

According to Colliers Philippines, the Philippine property sector is set to see a positive year driven by the uptick in economic activity. “While we saw initial headwinds at the start of the year, especially [with] the spread of the Omicron variant, the gradual return of foreign professionals and turnaround in business and consumer confidence should help fuel the take-up of more residential units,” said Colliers Philippines Associate Director for Research Joey Roi Bondoc said.

Today’s economic landscape, therefore, makes up the ideal environment to invest in real estate. Santos Knight Frank backed this claim by encouraging investors to buy now while many government infrastructure projects are coming onstream. For Vine Residences, the completion of MRT-7 and the Mega Manila Subway not only means added convenience for residents, but rather, a generous increase in property values.

Colliers also reported to expect a rise in rent starting this year, which will be beneficial for those who might want to lease out their units. SMDC offers a worry-free leasing experience for interested  investors with comprehensive leasing management services via SMDC Prime Key Leasing.

Vine Residences is a ready for occupancy (RFO) property, which means you can move right in, or start generating passive income in an instant.

With sprawling green spaces in a well-integrated, cosmopolitan community,  Vine Residences offers a lifestyle you cannot find anywhere else in the metro. 

For more information about SMDC’s Vine Residences, visit their official Facebook page at Vine Residences, Novaliches or their website at https://smdc.com/properties/vine-residences/.

About SM Development Corporation (SMDC)

SMDC is the largest and fastest growing real estate developer in the Philippines. Championing perfectly integrated commercial and residential environments, SMDC provides every Filipino and its investors access to a sustainable and attainable cosmopolitan lifestyle. Through masterfully planned and award-winning, complete developments, SMDC has been providing the dream homes of Filipinos in Metro Manila and other key cities in the Philippines.

Details and images provided by SMDC in a recent press release.