Start building credit today: Credit cards for young adults

As a young adult, you’re likely starting to take on more financial responsibilities, whether it’s landing your first job, moving into your own place, or planning for the future. One of the most important steps you can take for your financial well-being is building a good credit history. Using a credit card wisely is a key strategy to establish and grow your credit, setting you up for financial success.

The Importance of Good Credit History

Your credit history is a record of how you’ve managed debt and repaid loans over time. It’s a critical factor that lenders, landlords, and even employers consider when making decisions about you. A good credit history opens doors to better financial opportunities, such as lower interest rates on loans, favorable mortgage terms, and even higher chances of getting approved for rental applications or job positions.

Having a strong credit score means you’ll pay less in interest when borrowing money, which can save you thousands of pesos over your lifetime. It also gives you access to better financial products, such as premium credit cards or loans with favorable terms. By building good credit now, you’re laying a solid foundation for long-term financial health and stability.

How Credit Cards Can Help Build Credit

Credit cards are one of the most effective tools for building credit, but they must be used responsibly. When you use a credit card, you start to establish a credit history, which shows lenders how well you manage credit. The key is to use your credit card in a way that demonstrates financial responsibility.

One important aspect to consider is credit utilization. This refers to how much of your available credit you’re using. Keeping your credit utilization low—ideally below 30% of your credit limit—can positively impact your credit score. Additionally, making all your payments on time is crucial. Even one late payment can negatively affect your credit score, so it’s important to stay on top of due dates.

Over time, responsible use of a credit card, such as paying off your balance in full each month and keeping your credit utilization low, will build a positive credit profile. This positive profile will reflect in a strong credit score, making it easier for you to access credit in the future when you need it.

Why Choose a UnionBank Credit Card

UnionBank offers a range of credit cards that can help you build your credit while providing valuable benefits. Here’s why a UnionBank credit card might be the right choice for you:

  1. In-House Installment: Convert large purchases or cash advances into fixed monthly installments. This feature makes it easier to manage your budget and avoid high-interest debt.
  2. Longer Credit Terms: Enjoy up to 53 days of interest-free credit if you pay your full balance by the due date. This extended period gives you the flexibility to manage your finances effectively.
  3. Exclusive Discounts: Take advantage of discounts and perks at restaurants, shopping outlets, and service providers nationwide. These savings can add up, making everyday expenses more affordable.
  4. Credit Card Security & Protection: UnionBank offers strong security features to protect your transactions and personal information, giving you peace of mind as you build your credit.
  5. 24-Hour Customer Service: Access assistance whenever you need it, even on weekends and holidays. UnionBank’s 24-hour customer service ensures that help is always available.

Using credit cards responsibly is a powerful way to build and maintain a good credit history. As a young adult, starting now will give you a head start on achieving financial stability and accessing better financial opportunities in the future.

If you’re ready to start building your credit, consider applying for a UnionBank credit card. With features like in-house installment plans, longer credit terms, exclusive discounts, robust security, and 24-hour customer service, UnionBank offers the tools and support you need to manage your credit effectively and confidently. Take the first step toward a strong financial future by applying for a UnionBank credit card today.

Header image by lifeforstock on Freepik

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Vista Land tops off second vertical development in the City of Pines

Vista Land, the Philippines leading integrated property developer, proudly announces the topping-off of its second residential development in Baguio City, Pinehill. 

During the ceremony, Teresa Tumbaga, Division Head of Vista Land High-Rise Development, expressed her enthusiasm about the vertical community in one of the country’s most scenic locales. “As we go through the final construction stages of Pinehill, we are delighted to offer future residents modern living amid the stunning landscapes and refreshing climate for which the City of Pines is renowned for,” she stated.

TOPPING OFF CEREMONY
Flanked by Vista Land officers, High Rise Developments Division Heads Teresa Tumbaga and Margarita Romero (center), led the ceremonial concrete pouring at Pinehill Baguio

Baguio City : Summer Capital of the Philippines 

After going up the undulating roads that separate La Union from Benguet, the palpable chill and setting fog herald a city high up the mountains. The striking contrast of urban structures upon the landscape of Cordillera range is eased by the age-old allure of the location, while the distinct scent of pines fills the air. 

Once a hill station for American soldiers and civil workers, Baguio City has developed into a highly urbanized city 250 kilometers north of Manila, with people from all over the region converging here for trade, tourism, and education. 

VISTAS
Living in Pinehill Baguio means waking up to breathtaking vistas.

Other than its cool climate, Baguio’s crowning glory is its rich culture deeply rooted in nature. From Benguet pine trees that span its panoramic views, the Panagbenga Festival celebrated every February, to the reverence accorded to the Igorot way of life, every fabric of Baguio is intricately woven into its tapestry of harmony and symbiosis. 

The interconnectedness between people and their environment is especially considered in Hill Series, built in key locations within Baguio City. Three mid-rise condominiums are tucked behind scenic roads, blanketed by the chilly mist Baguio City is known for. 

Swift and Convenient Expressways to Reach the City of Pines 

The presence of road networks has considerably reduced travel time from Manila to Baguio to three hours. Travelers usually take NLEX (North Luzon Express Way) and proceed to SCTEX (Subic-Clark-Tarlac Expressway) via Exit 85, continuing their drive through TPLEX (Tarlac-Pangasinan-La Union Expressway) until the Rosario, La Union exit. From here, travelers have a choice between the winding paths of Kennon Road or the alternative route via Marcos Highway. 

JOGGING
Jog amidst towering pine trees and the chilly mist Baguio City is known for. 

Vista Land’s Hill Series blends nature and culture in Baguio City

Brenthill Baguio, the foremost development, is located on Yangco Road, fronting Brent International School. A 10-storey ready-for-occupancy property, Brenthill has various views of the city, from the metroscape to the mountainside. 

Rising 12 storeys along Outlook Drive is Pinehill Baguio, offering a low-density spread of condominiums that overlook the verdant slopes east of Burnham Park while Canyon Hill along Pacdal Road, is a nine-storey development near Baguio Botanical Garden. 

PINEHILL LOBBY
The high ceiling of Pinehill Baguio’s spacious lobby welcomes residents and visitors on the ground level.

Designed after cabin-style homes, the Hill Series are modern sanctuaries that provide retreat from the chatter of the urban and incorporate convenient amenities. The vertical communities lay out an array of studio, one-, and two-bedroom units replete with balconies, and facilities that include gyms, saunas, and game rooms. Spacious lobbies welcome residents and guests on the ground level, including the lounge areas and garden decks on the higher floors. The developments are tied together by commercial spaces on the first floor that cater to the needs of their residents. 

With young professionals, starting families, settling retirees, and students of the Educational Hub of the North in mind, security features are added in these developments such as round-the-clock security, parking floors, and property management and building systems.

To find out more about Vista Land vertical communities,  visit www.vistaresidences.com.ph, follow @VistaResidencesOfficial, or get in touch at (0999) 886 4262 and (0917) 582 5167.

Sunday Family Brunch at Denny’s Estancia Mall

After attending Sunday mass, our family always looks forward to a hearty meal in a comfortable setting. One particular weekend, we decided to try Denny’s at Estancia Mall, a choice that perfectly fit our needs for good food and a cozy atmosphere.

A Brief History of Denny’s

Denny’s, originally opened as Danny’s Donuts in Lakewood, California, has grown from a small coffee shop into a global diner chain known for its 24/7 service. Founded in 1953 by Harold Butler and Richard Jezak, the restaurant was built on a promise to serve the best coffee, donuts, and service around the clock. Over time, Danny’s Donuts evolved into Denny’s, with over 1,700 locations worldwide. The brand’s reputation for always being open and ready to serve meals at any time of day has made it a go-to spot for diners across the globe.

In the Philippines, Denny’s has expanded its presence under The Bistro Group, a company known for bringing popular international casual dining brands to the country. With its consistent quality, Denny’s has become a favorite for those seeking a taste of American diner classics.

Convenient Location and Welcoming Ambiance

Denny’s Estancia Mall branch is conveniently located on the ground floor of the mall’s East Wing, making it an easy stop for families, especially on Sundays. The location is particularly appealing to the post-church crowd, who often look for a place to gather for lunch or brunch after mass.

Denny’s Estancia Mall
Denny’s Estancia Mall
Denny’s Estancia Mall
Denny’s Estancia Mall

The restaurant’s interiors reflect the classic Denny’s vibe, blending a retro diner feel with modern elements. Spacious booths, comfortable chairs, and well-spaced tables provide a relaxed environment for diners. Large windows allow natural light to flood the space, creating a bright and welcoming atmosphere during the day. The warm color palette, combined with modern artwork, adds to the overall 1950s diner ambiance, making it an inviting place to enjoy a leisurely meal.

A Family Feast at Denny’s

Our Sunday brunch at Denny’s Estancia Mall did not disappoint. With a menu that caters to all ages, each member of the family found something to enjoy.

First off, we got started on the complementary appetizers that consisted of crackers served with a tangy dip while we waited for our orders.

Denny’s Estancia Mall
Denny’s Estancia Mall

My son opted for Mom’s Spaghetti (Php295), a saucy pasta dish made with sweet and meaty spaghetti sauce, served with a side of garlic toast. The generous portion and rich flavors made it an instant hit.

Denny’s Estancia Mall
Denny’s Estancia Mall

To complement his meal, he ordered a Chocolate Milkshake (Php260). Made with premium chocolate ice cream and topped with whipped cream, the milkshake was creamy, indulgent, and everything a chocolate lover could hope for.

Denny’s Estancia Mall
Denny’s Estancia Mall

My daughter chose the Banana Hazelnut Waffle (Php275), a delightful combination of a classic waffle topped with banana slices, chocolate hazelnut spread, and zesty cream. The waffle was light and crisp, and the toppings added just the right amount of sweetness, making it a perfect choice for her.

Denny’s Estancia Mall
Denny’s Estancia Mall

My husband, a fan of hearty breakfasts, went for the All-American Slam (Php525). This dish included scrambled eggs with cheddar cheese, bacon strips, sausage, toast, hash browns, and seasonal fruits. The variety on his plate ensured that he had a bit of everything, from savory to sweet.

Denny’s Estancia Mall
Denny’s Estancia Mall

As for me, I decided on Grammy’s Kitchen Tenders (Php375). The buttermilk chicken tenders were crispy on the outside and tender on the inside, served with a side of honey mustard dressing, microgreens, and French fries. The dish was satisfying and flavorful, offering a nice balance of textures and tastes.

Denny’s Estancia Mall
Denny’s Estancia Mall

What Makes Denny’s Stand Out

Denny’s is more than just a place to grab a meal; it’s a diner that prides itself on consistency and comfort. What sets Denny’s apart is its ability to cater to a wide range of diners, from those looking for a quick bite to families wanting to enjoy a relaxed, unhurried meal together. The 24/7 service offered at some locations is a testament to the brand’s commitment to being there for its customers whenever hunger strikes.

At the Estancia Mall branch, the family-friendly environment, combined with a diverse menu that has something for everyone, makes it an excellent choice for weekend brunches. The quality of food, the comfortable setting, and the welcoming service all contribute to a dining experience that feels both familiar and special.

Denny’s Estancia Mall
Denny’s Estancia Mall

Final Thoughts

Denny’s at Estancia Mall was quite a great choice for my family’s Sunday brunch. Its convenient location, inviting ambiance, and satisfying menu offerings make it an ideal destination for families looking to enjoy a delicious meal together. If you’re in the area and in need of a place to relax and refuel, Denny’s Estancia Mall might just be the perfect spot for your next family outing.

This Denny’s branch is located at the Ground Floor, East Wing, Estancia Mall, Capitol Commons, 1605 Meralco Avenue, Barangay Oranbo, Pasig City, open Mondays to Thursdays from 7am to 9pm and Fridays to Sundays from 7am to 10pm. For inquiries and reservations, contact +63 917 5245058.

Know more about its menu and offers by visiting its website or following it on Facebook and Instagram.

Check out my previous posts about Denny’s:

A Sweet Escape for Busy Moms: The Red Ribbon Choco Cake Slice

Balancing work, family, and personal time can feel like a juggling act. As a busy working mom, finding little moments of joy is crucial. That’s why I’ve come to appreciate the Red Ribbon Choco Cake Slice—it’s a perfect treat for those hectic days.

The Convenience Factor

One of the best things about the Choco Cake Slice is how easy it is to get. With Red Ribbon stores scattered around and the option to order online or through delivery apps like GrabFood and foodpanda, I can have a slice delivered right to my door. No more squeezing in a trip to the bakery or waiting in line. I can simply whip my phone out and make a few taps then I’ll have my treat ready in no time. This convenience is a lifesaver when I’m juggling work deadlines and family responsibilities.

Red Ribbon Choco Cake Slice
Red Ribbon Choco Cake Slice
Red Ribbon Choco Cake Slice
Red Ribbon Choco Cake Slice

An Affordable Indulgence

Another reason I love this treat is its price. At just Php37 (down from its previous price of Php42), it’s a budget-friendly way to enjoy a little indulgence. With so many snacks costing more and often not delivering on taste, the Choco Cake Slice feels like a real win. It’s a small splurge that doesn’t break the bank, making it easy to fit into my weekly budget without any guilt.

Red Ribbon Choco Cake Slice
Red Ribbon Choco Cake Slice
Red Ribbon Choco Cake Slice
Red Ribbon Choco Cake Slice

A Quick Boost of Joy

Let’s face it—some days are tougher than others. During those challenging moments, having a little pick-me-up can make a big difference. The rich chocolate flavor and gooey fudge filling of the Choco Cake Slice are just what I need to lift my spirits. It’s like a small, sweet escape from the chaos of daily life, offering a moment of bliss that recharges me for the rest of the day.

Red Ribbon Choco Cake Slice
Red Ribbon Choco Cake Slice
Red Ribbon Choco Cake Slice
Red Ribbon Choco Cake Slice

Perfect for On-the-Go

The Choco Cake Slice is also incredibly practical. Its size is perfect for a quick snack, whether I’m on a short break at work or running errands. Thanks to its packaging, I can easily take it with me without worrying about crumbs or mess. It fits neatly into my day, offering a delicious pause that helps me power through my to-do list.

Red Ribbon Choco Cake Slice
Red Ribbon Choco Cake Slice
Red Ribbon Choco Cake Slice
Red Ribbon Choco Cake Slice

A Taste of Quality

Red Ribbon has a reputation for great cakes, and the Choco Cake Slice lives up to that. Each bite delivers a delightful mix of fluffy chocolate chiffon and rich fudge, making it a treat that feels special even on an ordinary day. The quality is evident in every mouthful, reminding me why Red Ribbon is a favorite.

In the end, the Red Ribbon Choco Cake Slice is more than just a snack—it’s a little slice of happiness in a busy mom’s life. If you’re looking for a way to treat yourself amidst the chaos, I highly recommend giving it a try.

Red Ribbon Choco Cake Slice
Red Ribbon Choco Cake Slice
Red Ribbon Choco Cake Slice
Red Ribbon Choco Cake Slice

(Here’s a bonus: Hubby and my little boy can’t get enough of it as well!)

Visit your nearest Red Ribbon store or follow Red Ribbon Bakeshop on Facebook and Instagram to check out its Cake Slices (other variants available include Chiffon and Double Dutch) and more. For added convenience, you can order via order.redribbon.ph or the Red Ribbon App. So fellow mommy, why don’t you go ahead and enjoy a moment of sweet escape from your daily grind with a Red Ribbon Choco Cake Slice?

Disclosure: Product samples were provided to facilitate this feature.

Check out my previous posts about Red Ribbon Bakeshop:

Mirador Heritage and Eco Park: A Tranquil Gem in Baguio City

Nestled atop Mirador Hill in Baguio City, Mirador Heritage and Eco Park offers a serene escape into nature, history, and spirituality. From the moment you step into this five-hectare park, you’ll be greeted by panoramic views of Baguio City and a blend of lush landscapes, historical sites, and cultural treasures. If you’re planning a visit, here’s everything you need to know to make the most of your trip.

A Storied Past

Mirador Heritage and Eco Park has a rich history that dates back to the early 1900s. Originally, the site was home to the Manila Observatory, established in 1901. Over the decades, it transformed into a retreat house for Jesuits, a sanctuary during World War II, and later a house of studies. By 1967, it began serving as a venue for retreats and church gatherings. Today, it stands as a testament to both its historical significance and its dedication to preserving Baguio City’s natural beauty and heritage.

Mirador Heritage and Eco Park
Mirador Heritage and Eco Park
Mirador Heritage and Eco Park
Mirador Heritage and Eco Park

Must-See Attractions

Our Lady of Lourdes Grotto
A visit to Mirador Heritage and Eco Park wouldn’t be complete without stopping by the Our Lady of Lourdes Grotto. Constructed in 1913 from limestone, the grotto features a statue created by renowned artist Isabelo Tampingco. Reaching the grotto requires climbing 252 steps, a journey that offers both a physical challenge and spiritual reflection. Despite damage from a 1990 earthquake, the grotto was restored with improvements, including a handicap-friendly route. The view from the top is a rewarding sight, overlooking Baguio City and offering a moment of peace. Off to the side is the Kapilya nina Hesus at Maria, a small chapel that seamlessly blends into its surroundings thanks to its open layout and glass atrium behind the altar the lets in both light and the refreshing Baguio breeze.

Mirador Heritage and Eco Park
Mirador Heritage and Eco Park
Mirador Heritage and Eco Park
Mirador Heritage and Eco Park

Mirador Hill Peace Memorial
Another highlight of the park is the Mirador Hill Peace Memorial, inaugurated on December 14, 2020, marking the 75th anniversary of the atomic bombings of Hiroshima and Nagasaki. The memorial features a Japanese Torii gate and bells made from neutralized bombs, serving as a poignant reminder of peace and reconciliation. The location offers a stunning view of the western parts of Baguio City and Lingayen Gulf, making it a popular spot for photographs.

Mirador Heritage and Eco Park
Mirador Heritage and Eco Park
Mirador Heritage and Eco Park
Mirador Heritage and Eco Park

Arashiyama Bamboo Grove
Inspired by Kyoto’s famous bamboo groves, Mirador’s Arashiyama Bamboo Grove is a peaceful retreat into nature. The grove features Phyllostachys edulis bamboo, known for its distinctive tortoise shell-like patterns. The sustainable practices employed in maintaining the grove include harvesting bamboo for souvenirs like walking sticks. Walking through this tranquil area provides a refreshing experience, reminiscent of Japan’s serene bamboo forests.

Mirador Heritage and Eco Park
Mirador Heritage and Eco Park
Mirador Heritage and Eco Park
Mirador Heritage and Eco Park

Other Notable Sections
The park is home to various other attractions worth exploring, including the Jesuit Villa and Retreat House, multiple rock gardens, and Café Iñigo. The Jesuit Villa offers a quiet place for reflection, while the rock gardens provide picturesque spots for relaxation and photography. Café Iñigo, perched at the park’s summit, serves delicious pastries and drinks with a view of the city.

Mirador Heritage and Eco Park
Mirador Heritage and Eco Park
Mirador Heritage and Eco Park
Mirador Heritage and Eco Park

Making the Most of Your Visit

Personal Experience
During my visit here with my Hubby, I found Mirador Heritage and Eco Park to be a perfect blend of nature and spirituality. The Arashiyama Bamboo Grove transported us to Japan, while allowing us to take in the reinvigorating fresh air as we clocked our steps. The Manresa Rock Garden, on the other hand, offered breathtaking views as we rested after our trek. The Peace Memorial, with its striking Torii gate, was a highlight, providing a perfect backdrop for memorable photos.

Mirador Heritage and Eco Park
Mirador Heritage and Eco Park
Mirador Heritage and Eco Park
Mirador Heritage and Eco Park

Practical Tips for Visitors

  • Opening Hours: The park is open daily from 6 AM to 6 PM.
  • Entrance Fee: The fee is PHP 100 per person. Children under 12 enter for free, and senior citizens receive a discount.
  • What to Bring: Wear comfortable shoes for walking, and bring essentials like sunscreen, insect repellent, and water.
  • Best Time to Visit: For the best experience, visit during the dry season from late December to May when the weather is cooler and the views are unobstructed. Also, visiting early in the morning will help you avoid large crowds.
  • How to Get There: If commuting, take a jeepney from Kayang Street to the Dominican-Mirador Barangay Hall, then walk to the park. By private car, use Waze or Google Maps to navigate to Mirador Hill and park in the designated area.

Additional Reminders:

  • Follow park guidelines and stay on designated trails to ensure safety.
  • Pets are not allowed, and smoking is prohibited within the park.
  • Respect the sacredness of sites like the grotto by keeping the area clean and quiet.

Final Thoughts

Mirador Heritage and Eco Park presents its visitors a journey into history, nature, and spirituality. Its diverse attractions, from the peaceful Arashiyama Bamboo Grove to the moving Peace Memorial, make it a unique spot in Baguio City. Whether you’re seeking a moment of reflection, a picturesque spot for photos, or simply a break from the city’s hustle, Mirador Heritage and Eco Park offers a tranquil retreat. So, pack your comfortable shoes and camera, and immerse yourself in the beauty and serenity of this hidden gem.

The Mirador Heritage and Eco Park is located at Mirador Hill, 15 St. Theresa Extension, Baguio City, Benguet. Know more about the park by visiting its website or following it on Facebook.

Discovering Dolora’s Hauz of Pancit Malabon

If you’re a fan of Filipino food, you’ve probably heard of Pancit Malabon. One place that’s making waves with this dish is Dolora’s Hauz of Pancit Malabon. This family-run business has turned a beloved local recipe into a must-try for food lovers across Luzon. Let’s dive into what makes Dolora’s Pancit Malabon so special and why it’s worth adding to your meal plans.

Understanding Pancit Malabon: A Filipino Classic

Pancit Malabon is a Filipino noodle dish that comes from Malabon, Metro Manila. It uses thick rice noodles and is known for its rich, yellow-orange sauce. This color comes from achuete (annatto seeds), and the sauce gets its complex flavor from patis (fish sauce) and taba ng talangka (crab fat). The dish is topped with a variety of fresh seafood like shrimp, squid, and mussels, along with optional garnishes like pork, hard-boiled eggs, and crispy chicharrón (pork rinds).

Dolora’s Hauz of Pancit Malabon
Dolora’s Hauz of Pancit Malabon
Dolora’s Hauz of Pancit Malabon
Dolora’s Hauz of Pancit Malabon

While it might look similar to Pancit Palabok, there are some key differences. Pancit Malabon uses thicker noodles, and its sauce includes crab fat, which gives it a distinct taste. Mussels and oysters are also common toppings, making it a bit more seafood-rich.

Dolora’s Story: From Humble Beginnings to Widespread Popularity

Dolora’s Hauz of Pancit Malabon started nearly 30 years ago in a small carinderia in Marikina. Founded by Dolora Cecilia Buntan, this little eatery quickly gained a reputation for its unique take on Pancit Malabon. People from all over Metro Manila, and even beyond, would travel just to get a taste of her flavorful dish.

Dolora’s Hauz of Pancit Malabon
Dolora’s Hauz of Pancit Malabon
Dolora’s Hauz of Pancit Malabon
Dolora’s Hauz of Pancit Malabon

As word spread and demand grew, Dolora’s family expanded the business. Today, they have over 50 branches throughout Luzon, each maintaining the same warm, family-style service that began with Dolora’s original shop.

When to Enjoy a Bilao from Dolora’s Hauz of Pancit Malabon

Dolora’s Pancit Malabon is perfect for a wide range of occasions. Here are a few great times to order a bilao:

  • Birthdays – Pancit Malabon is a staple at birthday celebrations, symbolizing good luck and long life.
  • Fiestas – Local town fiestas are a great opportunity to share this flavorful dish with friends and family.
  • Family Gatherings and Reunions – A bilao of Pancit Malabon makes for a hearty and festive meal during family get-togethers.
  • Holidays – Whether it’s Christmas, New Year, or another holiday, Pancit Malabon adds a special touch to any festive spread.
  • House Blessings – This dish is a popular choice for house blessings, bringing both flavor and good fortune.
  • Graduations and Anniversaries – Celebrate milestones with a delicious bilao that everyone will enjoy.
  • Weekend Meals – Make your weekend meals more exciting with a flavorful, filling dish that the whole family will love.
Dolora’s Hauz of Pancit Malabon
Dolora’s Hauz of Pancit Malabon
Dolora’s Hauz of Pancit Malabon
Dolora’s Hauz of Pancit Malabon
A Flavorful Family Meal with Dolora’s Pancit Malabon

I recently surprised my family with a bilao of Dolora’s Pancit Malabon for our Saturday meal. My husband, who often craves this dish at parties, was thrilled to have it at home. The kids were curious since they hadn’t tried Pancit Malabon before. They were excited to explore a new type of pancit.

The entire family enjoyed the dish. The noodles were hearty and satisfying, and the variety of toppings was impressive. The sauce was flavorful enough that we didn’t need to add any extra calamansi juice. It was a hit all around, and everyone appreciated the rich, savory flavors.

Dolora’s Hauz of Pancit Malabon
Dolora’s Hauz of Pancit Malabon
Dolora’s Hauz of Pancit Malabon
Dolora’s Hauz of Pancit Malabon

Clearly, Dolora’s Pancit Malabon isn’t just another version of a classic dish. What sets it apart is the quality of ingredients and the care that goes into each serving. The use of fresh seafood and the unique blend of flavors in the sauce make it a standout choice for any occasion. Whether it’s a birthday, fiesta, or just a weekend meal, Dolora’s Pancit Malabon brings a special touch to the table.

How to Enjoy Dolora’s Pancit Malabon

If you’re interested in trying Dolora’s Hauz of Pancit Malabon, you can easily place an order through its website at doloras.com. For the latest updates on promotions and offers, follow it on Facebook, Instagram and Youtube. Don’t miss out on the chance to enjoy this delicious dish and make your next meal extra special.

Dolora’s Hauz of Pancit Malabon
Dolora’s Hauz of Pancit Malabon
Dolora’s Hauz of Pancit Malabon
Dolora’s Hauz of Pancit Malabon

Dolora’s Pancit Malabon offers a delightful taste of Filipino cuisine that’s perfect for any gathering or family meal. With its rich flavors and hearty ingredients, it’s more than just food—it’s an experience. Give it a try, and you might just find yourself a new favorite dish.

Disclosure: Product sample was provided in exchange for this feature.

#BaguioEats: Breakfast at Hill Station Bistro, Camp John Hay

Baguio City is well-known for its cool climate, stunning views, and delicious food. Among the city’s many dining options, Hill Station Bistro stands out as a must-visit destination. Located in Camp John Hay this restaurant offers a unique mix of history, culture, and satisfying meals. During our Baguio vacation, Hill Station Bistro served as my family’s breakfast venue, highlighting the reasons why this spot has become a favorite for both locals and tourists.

We also took this opportunity to treat my mom to breakfast, allowing us to spend some time together in Baguio before we go back to our daily grind in Manila.

History and Background

Hill Station Bistro traces its roots back to the original Hill Station Restaurant in Casa Vallejo, a historic site in Baguio. The restaurant has since expanded, with the Bistro at SM City Baguio being one of its newer locations. While the Bistro may be more modern, it continues the legacy of its predecessor by preserving a connection to Baguio’s colonial past.

Atmosphere and Setting

The ambiance at Hill Station Bistro is both eclectic, casual and comfy. The interiors are thoughtfully decorated with art, which adds a touch of culture to the dining experience. The Bistro is situated in a Ayala Technohub of Camp John Hay, taking full advantage of the scenic views that surround it which diners can enjoy, especially if they choose the al fresco dining option.

Hill Station Bistro, Camp John Hay
Hill Station Bistro, Camp John Hay
Hill Station Bistro, Camp John Hay
Hill Station Bistro, Camp John Hay

Food and Menu

Hill Station Bistro’s menu is filled with a variety of choices, but during our visit after sight-seeing at the Strawberry Farm, my family and I loaded up on its breakfast offerings. My son started with the Fried Chicken & Waffles (Php330), a dish that brought together the savory and sweet in a satisfying way. The deep-fried chicken quarter leg was crispy on the outside and juicy on the inside, perfectly complemented by the fluffy waffles, a dollop of butter, and a drizzle of maple syrup.

Hill Station Bistro, Camp John Hay
Hill Station Bistro, Camp John Hay

Hubby and I, on the other hand, enjoyed our Pinoy Breakfast (Php290), a classic Filipino morning meal. It came with a choice of Baguio Longganisa, Vigan Longganisa, or Home-made Pork Tocino. They both opted for the Vigan Longganisa, which had a distinctive, slightly tangy flavor that complemented the garlicky rice and savory egg. It was a hearty and flavorful dish that captured the essence of a classic Filipino breakfast.

Hill Station Bistro, Camp John Hay
Hill Station Bistro, Camp John Hay

Mom, on the other hand, went for the Eggs Benedict (Php370), a breakfast favorite. This dish featured an English muffin topped with perfectly poached eggs, home-smoked ham, and a rich hollandaise sauce, served with a petite salad on the side. The eggs were cooked just right, and the hollandaise added a creamy, tangy touch that tied everything together.

Hill Station Bistro, Camp John Hay
Hill Station Bistro, Camp John Hay

To complete our breakfast, Mom had a Cafe Latte (Php160) while my boy had a house blend Iced Tea (Php90). The latte was smooth and rich, providing Mom a much-needed caffeine boost, while the iced tea was refreshing and light, balancing out the heavier flavors of my boy’s meal.

Hill Station Bistro, Camp John Hay
Hill Station Bistro, Camp John Hay

Final Thoughts

Our visit to Hill Station Bistro was a delightful experience that combined the unique charms of Baguio with a comfortable dining atmosphere and delicious food. Whether you’re looking for a place to enjoy a hearty brekkie or simply want to relax with a cup of coffee while taking in the views, Hill Station Bistro is an excellent choice. If you’re in Baguio, I highly recommend stopping by for a meal—you won’t be disappointed.

Hill Station Bistro, Camp John Hay
Hill Station Bistro, Camp John Hay
Hill Station Bistro, Camp John Hay
Hill Station Bistro, Camp John Hay

This Hill Station Bistro branch is located inside the Baguio-AyalaLand Technohub, Camp John Hay, Baguio City, Benguet Province, open daily from 7am to 9pm. For inquiries and reservations, call +63 74 6612544 or +63 945 2411463, or email bistro@hillstationbaguio.com.

Know more about Hill Station Bistro by following it on Facebook and Instagram.

A taste of the ocean in the heart of Mandaluyong at Itmiro Oyster Bar & Kitchen

ITMIRO Oyster Bar & Kitchen is not your typical restaurant in Mandaluyong. Located in a bustling part of the city, ITMIRO offers a unique experience by bringing fresh, high-quality oysters and comfort food favorites right to Metro Manila. From locally sourced Aklan oysters to premium selections from Japan, Ireland, and Australia, ITMIRO’s offerings are as diverse as they are delicious.

Having passed by its impressive facade on multiple occasions, as well as having dined with my family at the Goto Tendon branch which has a secret door that leads to it, my curiosity was sparked about this new eatery. There’s little wonder then, that I eventually wore Hubby down until he gave in to my not-so-gentle nagging to take me there for dinner.

From Boracay to Manila: A New Chapter

The story behind ITMIRO is one of passion and consistency. John Penaloza, the owner, is no stranger to the food and hospitality industry. Having already made a name for himself with Two Seasons Hotel & Resorts and Goto Tendon, ITMIRO marks his third venture, this time focusing on delivering the freshest oysters and a range of delectable dishes to the city.

What makes ITMIRO particularly special is its connection to the renowned Two Seasons Hotel in Boracay, famous for its Four Cheese Pizza and Oyster Sisig. These beloved dishes, which once required a plane ticket to enjoy, are now available in Mandaluyong, much to the delight of loyal patrons.

ITMIRO Oyster Bar & Kitchen
ITMIRO Oyster Bar & Kitchen
ITMIRO Oyster Bar & Kitchen
ITMIRO Oyster Bar & Kitchen

A Sophisticated and Welcoming Ambiance

ITMIRO’s interior design is a reflection of its branding—clean, minimal, and inspired by the ocean as evidenced in the subtle patterns and textures that decorate the space. The combination of lines and circles used throughout the restaurant’s design captures the essence of oysters and waves, creating a serene and sophisticated atmosphere that complements the dining experience.

Contemporary Elegance is at the heart of ITMIRO’s ambiance. The space is designed to be both cozy and sophisticated, making it an ideal spot for dining with family and friends. The decor, featuring oyster-shaped chandeliers and nautical images, evokes the ambiance of a night by the beach, bringing a touch of coastal charm to the city. Whether you’re seated in the plush velvet booths or the inviting bar space, the warmth of the environment invites you to relax and unwind.

ITMIRO Oyster Bar & Kitchen
ITMIRO Oyster Bar & Kitchen
ITMIRO Oyster Bar & Kitchen
ITMIRO Oyster Bar & Kitchen

ITMIRO offers a refined dining experience that goes beyond just great food. The atmosphere is crafted to help guests savor delightful company in a setting that feels both luxurious and comfortable. Whether you’re enjoying a quiet dinner or a lively gathering, ITMIRO’s ambiance enhances the overall experience, making every visit a memorable one.

The attention to detail is clear, from the thoughtful presentation of dishes to the carefully curated decor. ITMIRO’s branding isn’t just about aesthetics; it’s a testament to the restaurant’s commitment to quality in every aspect, from food to ambiance.

A Menu That Delivers Comfort and Quality

During a recent dinner at ITMIRO, Hubby, my son and I indulged in a variety of dishes that perfectly balanced comfort and sophistication. We started with the Four Cheese Pizza (Php930 for 12 inches), its much-celebrated crowd favorite that didn’t disappoint. The blend of blue cheese, cheddar, mozzarella, and parmesan created a rich, flavorful experience that lived up to its reputation.

ITMIRO Oyster Bar & Kitchen
ITMIRO Oyster Bar & Kitchen

Next, we sampled several oyster dishes, each showcasing ITMIRO’s dedication to quality. The Baked Oysters (Php390 for 6 pieces) were a highlight, topped with a creamy homemade sauce that complemented the briny oysters perfectly.

ITMIRO Oyster Bar & Kitchen
ITMIRO Oyster Bar & Kitchen

The Oyster Rockefeller (Php580 for 6 pieces) offered a more complex flavor, with butter, parsley, onion, spinach, and parmesan cheese enhancing the natural taste of the oysters.

ITMIRO Oyster Bar & Kitchen
ITMIRO Oyster Bar & Kitchen

For Hubby, who’s always game for something new and wanted his oysters with a bit of crunch, the Breaded Japanese Oysters (Php790 for 3 pieces) were a hit. Deep-fried and served with a tangy Sriracha mayo sauce, these oysters were a satisfying and indulgent treat.

ITMIRO Oyster Bar & Kitchen
ITMIRO Oyster Bar & Kitchen

We also tried the Salpicao (Php595), featuring tender US beef sautéed in olive oil and topped with garlic, and the Crispy Baby Squid (Php680), served with a flavorful garlic aioli. To round out our meal, we added a simple yet essential side: Garlic Rice (Php90 per cup), which paired well with every dish.

ITMIRO Oyster Bar & Kitchen
ITMIRO Oyster Bar & Kitchen
ITMIRO Oyster Bar & Kitchen
ITMIRO Oyster Bar & Kitchen

Why ITMIRO Should Be Your Next Dining Destination

ITMIRO Oyster Bar & Kitchen is more than just a place to eat; it’s a destination for those who appreciate quality food and a refined yet welcoming environment. Whether you’re an oyster enthusiast or simply looking for a new spot to enjoy with family or friends, ITMIRO offers something special.

ITMIRO Oyster Bar & Kitchen
ITMIRO Oyster Bar & Kitchen
ITMIRO Oyster Bar & Kitchen
ITMIRO Oyster Bar & Kitchen

The restaurant’s ability to bring beloved dishes from Boracay to Manila, combined with its dedication to serving only the freshest oysters from around the world, makes it a standout in the Metro Manila dining scene. If you’re in the mood for something fresh, flavorful, and distinctly different, ITMIRO is well worth a visit.

ITMIRO Oyster Bart & Kitchen is located at 656 Boni Avenue corner Ligaya Street, Mandaluyong City, open Sundays to Wednesdays from 4pm to 12 midnight and Thursdays to Saturdays from 4pm to 2am. For inquiries and reservations, call +63 917 5180037 or +63 2 88205389.

Know more about ITMIRO Oyster Bar & Kitchen by visiting its website or following it Facebook and Instagram.

How credit cards can serve as lifelines for small business owners

Running a small business comes with a unique set of financial challenges. Whether it’s managing cash flow, dealing with unexpected expenses, or facing difficulties in securing traditional financing, entrepreneurs often find themselves navigating uncertain waters. In these situations, credit cards can serve as lifelines, providing much-needed financial flexibility to keep your business on track.

The Financial Challenges Entrepreneurs Face

One of the most common challenges for entrepreneurs is managing cash flow. Revenue can be inconsistent, making it difficult to cover day-to-day expenses, pay suppliers, or invest in growth opportunities. Even a brief dip in income can cause significant strain on your business operations.

Unexpected expenses are another reality of entrepreneurship. Equipment may break down, inventory might run low at the worst possible time, or you could face an emergency situation that demands immediate financial attention. These unforeseen costs can disrupt your budget and hinder your progress.

Moreover, gaining access to traditional financing, such as bank loans, can be particularly challenging for small business owners. Without a strong credit history or collateral, you may find it difficult to secure the funds you need, especially during the early stages of your business.

How Credit Cards Can Help

Credit cards offer several benefits that can help you navigate these financial challenges. First and foremost, they provide access to immediate funds. Whether you need to purchase inventory, pay for marketing campaigns, or handle unexpected expenses, a credit card can be a quick and convenient way to cover these costs without waiting for loan approval.

Using a credit card responsibly can also help you build your business credit. Over time, a strong credit history can make it easier to secure larger financing options, such as business loans, that can further support your growth.

Credit cards also offer flexibility in managing your business expenses. You can track your spending, separate your personal and business finances, and use online tools to manage your budget more effectively. This level of control is crucial for making informed financial decisions and maintaining the health of your business.

How You Might Use a Credit Card for Your Business

Imagine a situation where you need to make a large purchase, such as new equipment or a bulk order of inventory. By using your credit card’s installment feature, you could convert this large expense into manageable monthly payments. This would allow you to invest in your business without putting undue strain on your cash flow.

Another scenario might involve taking advantage of discounts and rewards. For instance, you could use your credit card to purchase supplies from a vendor that offers exclusive discounts. Over time, these savings could significantly boost your bottom line, especially if you frequently make large purchases.

UnionBank Credit Cards for Entrepreneurs

UnionBank offers a range of credit cards designed to meet the specific needs of entrepreneurs like you. Here are some key benefits that could help you manage your business more effectively:

  • In-House Installment. If you need to make a significant purchase, you can convert your transactions into fixed monthly installments. This feature can help you manage large expenses without disrupting your budget.
  • Longer Credit Terms. You can enjoy up to 53 days of credit at 0% interest if you pay your full balance by the due date. This extended period gives you the flexibility to manage your cash flow more effectively.
  • Exclusive Discounts. You can take advantage of discounts, perks, and freebies at a wide range of establishments. These savings can add up, especially when making regular business-related purchases.
  • Worldwide Acceptance. Your UnionBank Visa or Mastercard credit card is accepted at over a million establishments worldwide. This is particularly beneficial if you do business internationally or frequently travel for work.
  • Credit Card Security & Protection. UnionBank provides robust security features to help you keep your transactions and personal information safe. This protection is essential in today’s digital age, where cybersecurity is a growing concern.

Credit cards can be powerful tools for entrepreneurs, offering the financial flexibility, security, and convenience needed to overcome challenges and seize opportunities. If you’re looking for a credit card that can support your business, consider exploring UnionBank’s options.

Don’t let financial challenges hold your business back. Apply for a UnionBank credit card today and start enjoying the benefits that can help you achieve your business goals with confidence.

This post contains referral links.

Header image by pressfoto on Freepik

Marugame Udon brings flavor and convenience to Arcovia City

Marugame Udon, the celebrated Japanese fast-casual chain known for its freshly handcrafted udon noodles, has expanded its reach with a new branch in Arcovia City, Pasig. This addition brings Marugame Udon’s signature blend of fast, flavorful, and affordable Japanese fare to Pasiguenos like me and my fam, offering a satisfying dining experience that fits seamlessly into the bustling lifestyle of our city.

The Concept Behind Marugame Udon

Marugame Udon’s concept revolves around authentic, handmade udon noodles served in a fast-casual setting. The chain prides itself on its meticulous noodle-making process, ensuring that every bowl of udon is fresh, chewy, and flavorful. With a self-service model, customers can customize their meals with a variety of udon soups, toppings, and side dishes. This approach has resonated with diners globally, particularly in busy urban areas, by offering quick yet high-quality meals that cater to diverse tastes.

Marugame Udon Arcovia City
Marugame Udon Arcovia City
Marugame Udon Arcovia City
Marugame Udon Arcovia City

Arcovia City Branch Highlights

Situated in Arcovia City along C5 Road, the new Marugame Udon branch is strategically placed in a vibrant and rapidly growing area. Arcovia City is known for its modern residential condominiums, retail hubs, and office towers, making it a prime location for dining establishments. The Marugame Udon branch here features a modern, clean design that reflects the casual, welcoming atmosphere of traditional Japanese eateries. The branch is designed to be both accessible and inviting, contributing to the area’s appeal as a dining destination.

The Ordering Experience: Fast Food with a Twist

At Marugame Udon, the ordering process mirrors that of fast-food restaurants, but with a focus on quality and customization. Diners queue up at the counter, where they can watch their udon noodles being freshly prepared. The menu offers a range of options, allowing customers to choose from different udon soups, toppings, and a selection of pre-made side dishes like tempura and gyoza. The efficiency of the service ensures that meals are served quickly without compromising on quality. Customers can pick up their trays, add condiments, and find seating, making it a convenient choice for those on a tight schedule. Of course, in consideration of the other people on queue, it’s best not to linger too long in the line so making quick decisions about what to order is definitely a must.

Marugame Udon Arcovia City
Marugame Udon Arcovia City
Marugame Udon Arcovia City
Marugame Udon Arcovia City

Personal Dining Experience: A Taste of the Menu

During our recent visit to the Arcovia City branch, the fam and I sampled a variety of dishes that highlighted the menu’s versatility. The Beef Ontama Bukake Udon (Php275) featured soft, chewy noodles topped with thin beef strips and a half-boiled egg in a mildly sweet soup, offering a unique twist on the traditional gyudon. The Tonkotsu Udon (Php300) stood out with its rich, creamy paitan soup, fresh handmade udon, and toppings of karamiso, egg, mushrooms, and pickled ginger, showcasing a well-balanced flavor profile. The Beef Udon (Php190) was a comforting dish with tender beef slices and a soft-boiled egg over chewy noodles, perfect for traditionalists. For rice lovers, the Gyudon Rice (Php200) provided a savory bowl of sautéed beef and pickled ginger.

Marugame Udon Arcovia City
Beef Ontama Bukkake Udon
Marugame Udon Arcovia City
Tonkotsu Udon
Marugame Udon Arcovia City
Beef Udon
Marugame Udon Arcovia City
Gyudon Rice

The sides, including Ebiten (Tempura Shrimp, Php70 per pc), Sweet Potato Tempura (Php45), Tamago Ten (Half-Boiled Egg Tempura, Php45), and Chicken Karaage (Php65), complemented the main dishes well. The quality of these sides, combined with their affordability and generous portions, made the dining experience both enjoyable and budget-friendly.

Marugame Udon Arcovia City
Marugame Udon Arcovia City
Marugame Udon Arcovia City
Marugame Udon Arcovia City

Why Marugame Udon is a Hit in Pasig

Marugame Udon has been well-received among Pasiguenos for its blend of quality and convenience. The restaurant’s ability to cater to quick lunches and relaxed dinners appeals to a wide range of customers. We appreciate the fresh ingredients, customizable options, and the overall value for money, making Marugame Udon a popular choice for both busy professionals and families looking for a satisfying meal.

Final Thoughts

Marugame Udon’s new branch in Arcovia City brings fast, flavorful, and affordable Japanese fare to Pasig, enhancing the area’s dining landscape. The fast-food-style ordering process, combined with high-quality dishes and a welcoming atmosphere, makes it a must-visit destination. Whether you’re in need of a quick bite or a leisurely meal, Marugame Udon in Arcovia City is worth checking out.

This Marugame Udon is located at Ground Floor Unit A5-A6, The View Deck, Arcovia City, 99 E. Rodriguez Jr. Avenue, Pasig City, open Mondays to Thursdays from 11am to 10pm and Fridays to Sundays from 10am to 10pm. For inquiries, call +63 926 8760974.

Know more about Marugame Udon by visiting its website and following it on Facebook, Instagram and Tiktok.

Check out my previous posts about Marugame Udon